▼ 0.50% · 3.625%
HK$8,900
−HK$558/mo
▼ 0.25% · 3.875%
HK$9,177
−HK$281/mo
Today · 4.125%
HK$9,458
baseline
▲ 0.50% · 4.625%
HK$10,034
+HK$576/mo
Deposit HK$1.95M · loan HK$1.95M · min. income ≈ HK$18,916/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,901
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,167
−HK$269/mo
Today · 4.125%
HK$10,436
baseline
▲ 0.50% · 4.625%
HK$10,986
+HK$550/mo
Deposit HK$1.95M · loan HK$1.95M · min. income ≈ HK$20,872/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,790
−HK$614/mo
▼ 0.25% · 3.875%
HK$10,094
−HK$310/mo
Today · 4.125%
HK$10,404
baseline
▲ 0.50% · 4.625%
HK$11,037
+HK$633/mo
Deposit HK$1.76M · loan HK$2.15M · min. income ≈ HK$20,808/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,891
−HK$589/mo
▼ 0.25% · 3.875%
HK$11,183
−HK$297/mo
Today · 4.125%
HK$11,480
baseline
▲ 0.50% · 4.625%
HK$12,085
+HK$605/mo
Deposit HK$1.76M · loan HK$2.15M · min. income ≈ HK$22,960/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,680
−HK$670/mo
▼ 0.25% · 3.875%
HK$11,012
−HK$338/mo
Today · 4.125%
HK$11,350
baseline
▲ 0.50% · 4.625%
HK$12,040
+HK$690/mo
Deposit HK$1.56M · loan HK$2.34M · min. income ≈ HK$22,700/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,881
−HK$642/mo
▼ 0.25% · 3.875%
HK$12,200
−HK$323/mo
Today · 4.125%
HK$12,523
baseline
▲ 0.50% · 4.625%
HK$13,183
+HK$660/mo
Deposit HK$1.56M · loan HK$2.34M · min. income ≈ HK$25,046/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,570
−HK$725/mo
▼ 0.25% · 3.875%
HK$11,930
−HK$365/mo
Today · 4.125%
HK$12,295
baseline
▲ 0.50% · 4.625%
HK$13,044
+HK$749/mo
Deposit HK$1.37M · loan HK$2.54M · min. income ≈ HK$24,590/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,871
−HK$696/mo
▼ 0.25% · 3.875%
HK$13,217
−HK$350/mo
Today · 4.125%
HK$13,567
baseline
▲ 0.50% · 4.625%
HK$14,282
+HK$715/mo
Deposit HK$1.37M · loan HK$2.54M · min. income ≈ HK$27,134/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,460
−HK$781/mo
▼ 0.25% · 3.875%
HK$12,847
−HK$394/mo
Today · 4.125%
HK$13,241
baseline
▲ 0.50% · 4.625%
HK$14,047
+HK$806/mo
Deposit HK$1.17M · loan HK$2.73M · min. income ≈ HK$26,482/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,862
−HK$748/mo
▼ 0.25% · 3.875%
HK$14,233
−HK$377/mo
Today · 4.125%
HK$14,610
baseline
▲ 0.50% · 4.625%
HK$15,381
+HK$771/mo
Deposit HK$1.17M · loan HK$2.73M · min. income ≈ HK$29,220/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,350
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,765
−HK$422/mo
Today · 4.125%
HK$14,187
baseline
▲ 0.50% · 4.625%
HK$15,050
+HK$863/mo
Deposit HK$976K · loan HK$2.93M · min. income ≈ HK$28,374/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,852
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,250
−HK$404/mo
Today · 4.125%
HK$15,654
baseline
▲ 0.50% · 4.625%
HK$16,479
+HK$825/mo
Deposit HK$976K · loan HK$2.93M · min. income ≈ HK$31,308/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,240
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,683
−HK$450/mo
Today · 4.125%
HK$15,133
baseline
▲ 0.50% · 4.625%
HK$16,054
+HK$921/mo
Deposit HK$781K · loan HK$3.12M · min. income ≈ HK$30,266/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,842
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,267
−HK$431/mo
Today · 4.125%
HK$16,698
baseline
▲ 0.50% · 4.625%
HK$17,578
+HK$880/mo
Deposit HK$781K · loan HK$3.12M · min. income ≈ HK$33,396/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,130
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,600
−HK$479/mo
Today · 4.125%
HK$16,079
baseline
▲ 0.50% · 4.625%
HK$17,057
+HK$978/mo
Deposit HK$585K · loan HK$3.32M · min. income ≈ HK$32,158/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,832
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,283
−HK$458/mo
Today · 4.125%
HK$17,741
baseline
▲ 0.50% · 4.625%
HK$18,676
+HK$935/mo
Deposit HK$585K · loan HK$3.32M · min. income ≈ HK$35,482/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,020
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,518
−HK$506/mo
Today · 4.125%
HK$17,024
baseline
▲ 0.50% · 4.625%
HK$18,060
+HK$1,036/mo
Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$34,048/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,822
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,300
−HK$485/mo
Today · 4.125%
HK$18,785
baseline
▲ 0.50% · 4.625%
HK$19,775
+HK$990/mo
Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$37,570/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).