20/F 4

in CHOI PO COURT CHOI PIK HOUSE (BLOCK C)

North District · New Territories East

Switch unit

Floor

1/F 1 363 ft² 1/F 10 394 ft² 1/F 12 351 ft² 1/F 13 363 ft² 1/F 2 394 ft² 1/F 4 351 ft² 1/F 6 394 ft² 1/F 8 338 ft² 1/F 9 363 ft² 2/F 11 438 ft² 2/F 13 363 ft² 2/F 14 394 ft² 2/F 2 394 ft² 2/F 3 438 ft² 2/F 4 351 ft² 2/F 5 363 ft² 2/F 6 394 ft² 2/F 9 363 ft² 3/F 1 363 ft² 3/F 3 438 ft² 3/F 4 351 ft² 3/F 5 363 ft² 3/F 6 394 ft² 3/F 7 438 ft² 3/F 8 338 ft² 4/F 10 394 ft² 4/F 13 363 ft² 4/F 3 438 ft² 4/F 4 351 ft² 4/F 8 338 ft² 5/F 10 394 ft² 5/F 11 438 ft² 5/F 12 351 ft² 5/F 15 438 ft² 5/F 2 394 ft² 5/F 4 351 ft² 5/F 7 438 ft² 5/F 8 338 ft² 5/F 9 363 ft² 6/F 16 338 ft² 6/F 2 394 ft² 6/F 7 438 ft² 7/F 1 363 ft² 7/F 12 351 ft² 7/F 13 363 ft² 7/F 15 438 ft² 7/F 3 438 ft² 7/F 4 351 ft² 7/F 5 363 ft² 7/F 8 338 ft² 8/F 12 351 ft² 8/F 14 394 ft² 8/F 15 438 ft² 8/F 16 338 ft² 8/F 3 438 ft² 8/F 5 363 ft² 8/F 6 394 ft² 8/F 9 363 ft² 9/F 1 363 ft² 9/F 10 394 ft² 9/F 11 438 ft² 9/F 12 351 ft² 9/F 13 363 ft² 9/F 14 394 ft² 9/F 15 438 ft² 9/F 16 338 ft² 9/F 4 351 ft² 9/F 5 363 ft² 9/F 6 394 ft² 9/F 8 338 ft² 10/F 1 363 ft² 10/F 12 351 ft² 10/F 14 394 ft² 10/F 16 338 ft² 10/F 5 363 ft² 10/F 6 394 ft² 10/F 7 438 ft² 10/F 8 338 ft² 11/F 1 363 ft² 11/F 10 394 ft² 11/F 11 438 ft² 11/F 12 351 ft² 11/F 13 363 ft² 11/F 2 394 ft² 11/F 6 394 ft² 11/F 7 438 ft² 12/F 11 438 ft² 12/F 12 351 ft² 12/F 15 438 ft² 12/F 4 351 ft² 12/F 5 363 ft² 12/F 6 394 ft² 12/F 7 438 ft² 12/F 9 363 ft² 13/F 10 394 ft² 13/F 13 363 ft² 13/F 14 394 ft² 13/F 15 438 ft² 13/F 16 338 ft² 13/F 2 394 ft² 13/F 5 363 ft² 13/F 9 363 ft² 14/F 11 438 ft² 14/F 13 363 ft² 14/F 15 438 ft² 14/F 3 438 ft² 14/F 5 363 ft² 14/F 6 394 ft² 14/F 8 338 ft² 14/F 9 363 ft² 15/F 10 394 ft² 15/F 14 394 ft² 15/F 15 438 ft² 15/F 3 438 ft² 15/F 4 351 ft² 16/F 10 394 ft² 16/F 13 363 ft² 16/F 14 394 ft² 16/F 2 394 ft² 17/F 12 351 ft² 17/F 13 363 ft² 17/F 14 394 ft² 17/F 16 338 ft² 17/F 2 394 ft² 17/F 3 438 ft² 17/F 8 338 ft² 17/F 9 363 ft² 18/F 1 363 ft² 18/F 12 351 ft² 18/F 13 363 ft² 18/F 16 338 ft² 18/F 3 438 ft² 18/F 4 351 ft² 18/F 5 363 ft² 18/F 9 363 ft² 19/F 13 363 ft² 19/F 15 438 ft² 19/F 9 363 ft² 20/F 10 394 ft² 20/F 12 351 ft² 20/F 13 363 ft² 20/F 14 394 ft² 20/F 15 438 ft² 20/F 3 438 ft² 20/F 4 351 ft² 20/F 5 363 ft² 20/F 8 338 ft² 21/F 12 351 ft² 21/F 14 394 ft² 21/F 3 438 ft² 21/F 4 351 ft² 21/F 8 338 ft² 22/F 10 394 ft² 22/F 12 351 ft² 22/F 16 338 ft² 22/F 3 438 ft² 22/F 4 351 ft² 22/F 6 394 ft² 22/F 9 363 ft² 23/F 1 363 ft² 23/F 15 438 ft² 23/F 16 338 ft² 23/F 3 438 ft² 23/F 5 363 ft² 23/F 6 394 ft² 23/F 7 438 ft² 23/F 9 363 ft² 24/F 1 363 ft² 24/F 10 394 ft² 24/F 11 438 ft² 24/F 12 351 ft² 24/F 14 394 ft² 24/F 15 438 ft² 24/F 2 394 ft² 24/F 3 438 ft² 24/F 7 438 ft² 25/F 1 363 ft² 25/F 10 394 ft² 25/F 12 351 ft² 25/F 16 338 ft² 25/F 2 394 ft² 25/F 4 351 ft² 25/F 5 363 ft² 25/F 6 394 ft² 26/F 10 394 ft² 26/F 12 351 ft² 26/F 13 363 ft² 26/F 16 338 ft² 26/F 2 394 ft² 26/F 4 351 ft² 26/F 7 438 ft² 26/F 8 338 ft² 26/F 9 363 ft² 27/F 10 394 ft² 27/F 13 363 ft² 27/F 2 394 ft² 27/F 3 438 ft² 27/F 5 363 ft² 27/F 9 363 ft² 28/F 1 363 ft² 28/F 13 363 ft² 28/F 14 394 ft² 28/F 2 394 ft² 28/F 3 438 ft² 28/F 5 363 ft² 29/F 10 394 ft² 29/F 13 363 ft² 29/F 14 394 ft² 29/F 15 438 ft² 29/F 16 338 ft² 29/F 2 394 ft² 29/F 3 438 ft² 29/F 4 351 ft² 30/F 1 363 ft² 30/F 11 438 ft² 30/F 12 351 ft² 30/F 13 363 ft² 30/F 14 394 ft² 30/F 15 438 ft² 30/F 3 438 ft² 30/F 5 363 ft² 30/F 8 338 ft² 31/F 11 438 ft² 31/F 12 351 ft² 31/F 13 363 ft² 31/F 15 438 ft² 31/F 2 394 ft² 31/F 5 363 ft² 31/F 6 394 ft² 31/F 7 438 ft² 32/F 10 394 ft² 32/F 12 351 ft² 32/F 13 363 ft² 32/F 14 394 ft² 32/F 15 438 ft² 32/F 16 338 ft² 32/F 3 438 ft² 33/F 1 363 ft² 33/F 11 438 ft² 33/F 12 351 ft² 33/F 4 351 ft² 33/F 7 438 ft² 33/F 9 363 ft² 34/F 1 363 ft² 34/F 10 394 ft² 34/F 12 351 ft² 34/F 13 363 ft² 34/F 14 394 ft² 34/F 15 438 ft² 34/F 16 338 ft² 34/F 2 394 ft² 34/F 3 438 ft² 34/F 6 394 ft² 34/F 9 363 ft² 35/F 1 363 ft² 35/F 10 394 ft² 35/F 12 351 ft² 35/F 13 363 ft² 35/F 14 394 ft² 35/F 15 438 ft² 35/F 3 438 ft² 35/F 4 351 ft² 35/F 5 363 ft² 35/F 8 338 ft² 35/F 9 363 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.21M

≈ HK$9,155 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$321K, with repayments around HK$14,017/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$13,190

−HK$827/mo

▼ 0.25% · 3.875%

HK$13,600

−HK$417/mo

Today · 4.125%

HK$14,017

baseline

▲ 0.50% · 4.625%

HK$14,869

+HK$852/mo

Deposit HK$321K · loan HK$2.89M · min. income ≈ HK$28,034/mo (50% DSR)

Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sheung Shui Station

≈ 3 min walk · 231 m

Education

schools within 1 km (14 within 500 m)

Daily convenience

within 1 km (28 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Sheung Shui Station Station.

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 91 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: 4
Saleable Area: 351 Saleable ft²
Gross Area: 468 ft²
Efficiency: 75%
District: North District · New Territories East
School net (POA): 80

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-07-22	HK$3.00M	+31.6%	HK$8,547	HK$6,410
2013-10-25	HK$2.28M	+26.7%	HK$6,496	HK$4,872
1997-07-19	HK$1.80M	+17.6%	HK$5,128	HK$3,846
1997-05-03	HK$1.53M	—	HK$4,359	HK$3,269

Other appraised units in this building

Data sourced from Renavon.com