▼ 0.50% · 3.625%
HK$15,284
−HK$958/mo
▼ 0.25% · 3.875%
HK$15,759
−HK$483/mo
Today · 4.125%
HK$16,242
baseline
▲ 0.50% · 4.625%
HK$17,231
+HK$989/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,484/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,003
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,459
−HK$463/mo
Today · 4.125%
HK$17,922
baseline
▲ 0.50% · 4.625%
HK$18,867
+HK$945/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,844/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,812
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,335
−HK$532/mo
Today · 4.125%
HK$17,867
baseline
▲ 0.50% · 4.625%
HK$18,954
+HK$1,087/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$35,734/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,704
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,205
−HK$509/mo
Today · 4.125%
HK$19,714
baseline
▲ 0.50% · 4.625%
HK$20,753
+HK$1,039/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$39,428/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,341
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,911
−HK$580/mo
Today · 4.125%
HK$19,491
baseline
▲ 0.50% · 4.625%
HK$20,677
+HK$1,186/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,982/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,404
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,951
−HK$555/mo
Today · 4.125%
HK$21,506
baseline
▲ 0.50% · 4.625%
HK$22,640
+HK$1,134/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$43,012/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,869
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,487
−HK$628/mo
Today · 4.125%
HK$21,115
baseline
▲ 0.50% · 4.625%
HK$22,400
+HK$1,285/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$42,230/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,104
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,697
−HK$601/mo
Today · 4.125%
HK$23,298
baseline
▲ 0.50% · 4.625%
HK$24,527
+HK$1,229/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$46,596/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,398
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,063
−HK$676/mo
Today · 4.125%
HK$22,739
baseline
▲ 0.50% · 4.625%
HK$24,123
+HK$1,384/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,478/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,805
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,443
−HK$648/mo
Today · 4.125%
HK$25,091
baseline
▲ 0.50% · 4.625%
HK$26,413
+HK$1,322/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,182/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,926
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,639
−HK$725/mo
Today · 4.125%
HK$24,364
baseline
▲ 0.50% · 4.625%
HK$25,846
+HK$1,482/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$48,728/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,505
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,189
−HK$694/mo
Today · 4.125%
HK$26,883
baseline
▲ 0.50% · 4.625%
HK$28,300
+HK$1,417/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$53,766/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,454
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,215
−HK$773/mo
Today · 4.125%
HK$25,988
baseline
▲ 0.50% · 4.625%
HK$27,569
+HK$1,581/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$51,976/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,205
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,935
−HK$740/mo
Today · 4.125%
HK$28,675
baseline
▲ 0.50% · 4.625%
HK$30,186
+HK$1,511/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$57,350/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,983
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,791
−HK$821/mo
Today · 4.125%
HK$27,612
baseline
▲ 0.50% · 4.625%
HK$29,292
+HK$1,680/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$55,224/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,906
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,681
−HK$786/mo
Today · 4.125%
HK$30,467
baseline
▲ 0.50% · 4.625%
HK$32,073
+HK$1,606/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$60,934/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,511
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,367
−HK$869/mo
Today · 4.125%
HK$29,236
baseline
▲ 0.50% · 4.625%
HK$31,015
+HK$1,779/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,472/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,606
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,427
−HK$832/mo
Today · 4.125%
HK$32,259
baseline
▲ 0.50% · 4.625%
HK$33,960
+HK$1,701/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$64,518/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$201,082 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).