▼ 0.50% · 3.625%
HK$12,162
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,540
−HK$385/mo
Today · 4.125%
HK$12,925
baseline
▲ 0.50% · 4.625%
HK$13,711
+HK$786/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,850/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,530
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,893
−HK$368/mo
Today · 4.125%
HK$14,261
baseline
▲ 0.50% · 4.625%
HK$15,013
+HK$752/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,522/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,378
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,794
−HK$423/mo
Today · 4.125%
HK$14,217
baseline
▲ 0.50% · 4.625%
HK$15,082
+HK$865/mo
Deposit HK$2.40M · loan HK$2.93M · min. income ≈ HK$28,434/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,883
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,282
−HK$405/mo
Today · 4.125%
HK$15,687
baseline
▲ 0.50% · 4.625%
HK$16,514
+HK$827/mo
Deposit HK$2.40M · loan HK$2.93M · min. income ≈ HK$31,374/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,594
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,048
−HK$462/mo
Today · 4.125%
HK$15,510
baseline
▲ 0.50% · 4.625%
HK$16,453
+HK$943/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$31,020/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,236
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,672
−HK$441/mo
Today · 4.125%
HK$17,113
baseline
▲ 0.50% · 4.625%
HK$18,015
+HK$902/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,226/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,811
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,302
−HK$500/mo
Today · 4.125%
HK$16,802
baseline
▲ 0.50% · 4.625%
HK$17,824
+HK$1,022/mo
Deposit HK$1.87M · loan HK$3.47M · min. income ≈ HK$33,604/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,589
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,061
−HK$478/mo
Today · 4.125%
HK$18,539
baseline
▲ 0.50% · 4.625%
HK$19,517
+HK$978/mo
Deposit HK$1.87M · loan HK$3.47M · min. income ≈ HK$37,078/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,027
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,556
−HK$539/mo
Today · 4.125%
HK$18,095
baseline
▲ 0.50% · 4.625%
HK$19,196
+HK$1,101/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,190/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,942
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,450
−HK$516/mo
Today · 4.125%
HK$19,966
baseline
▲ 0.50% · 4.625%
HK$21,018
+HK$1,052/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,932/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,243
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,810
−HK$577/mo
Today · 4.125%
HK$19,387
baseline
▲ 0.50% · 4.625%
HK$20,567
+HK$1,180/mo
Deposit HK$1.33M · loan HK$4.00M · min. income ≈ HK$38,774/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,295
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,839
−HK$553/mo
Today · 4.125%
HK$21,392
baseline
▲ 0.50% · 4.625%
HK$22,519
+HK$1,127/mo
Deposit HK$1.33M · loan HK$4.00M · min. income ≈ HK$42,784/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,459
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,064
−HK$615/mo
Today · 4.125%
HK$20,679
baseline
▲ 0.50% · 4.625%
HK$21,938
+HK$1,259/mo
Deposit HK$1.07M · loan HK$4.27M · min. income ≈ HK$41,358/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,648
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,229
−HK$589/mo
Today · 4.125%
HK$22,818
baseline
▲ 0.50% · 4.625%
HK$24,020
+HK$1,202/mo
Deposit HK$1.07M · loan HK$4.27M · min. income ≈ HK$45,636/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,675
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,319
−HK$653/mo
Today · 4.125%
HK$21,972
baseline
▲ 0.50% · 4.625%
HK$23,309
+HK$1,337/mo
Deposit HK$800K · loan HK$4.53M · min. income ≈ HK$43,944/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,001
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,618
−HK$626/mo
Today · 4.125%
HK$24,244
baseline
▲ 0.50% · 4.625%
HK$25,522
+HK$1,278/mo
Deposit HK$800K · loan HK$4.53M · min. income ≈ HK$48,488/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,892
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,573
−HK$691/mo
Today · 4.125%
HK$23,264
baseline
▲ 0.50% · 4.625%
HK$24,680
+HK$1,416/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,528/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,354
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,007
−HK$663/mo
Today · 4.125%
HK$25,670
baseline
▲ 0.50% · 4.625%
HK$27,023
+HK$1,353/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$51,340/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$120,007 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).