▼ 0.50% · 3.625%
HK$22,159
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,849
−HK$700/mo
Today · 4.125%
HK$23,549
baseline
▲ 0.50% · 4.625%
HK$24,982
+HK$1,433/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,098/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,652
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,313
−HK$671/mo
Today · 4.125%
HK$25,984
baseline
▲ 0.50% · 4.625%
HK$27,354
+HK$1,370/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,968/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,375
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,133
−HK$771/mo
Today · 4.125%
HK$25,904
baseline
▲ 0.50% · 4.625%
HK$27,480
+HK$1,576/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,808/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,117
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,845
−HK$737/mo
Today · 4.125%
HK$28,582
baseline
▲ 0.50% · 4.625%
HK$30,089
+HK$1,507/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,164/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,591
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,418
−HK$841/mo
Today · 4.125%
HK$28,259
baseline
▲ 0.50% · 4.625%
HK$29,978
+HK$1,719/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,518/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,582
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,376
−HK$805/mo
Today · 4.125%
HK$31,181
baseline
▲ 0.50% · 4.625%
HK$32,824
+HK$1,643/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,362/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,807
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,703
−HK$911/mo
Today · 4.125%
HK$30,614
baseline
▲ 0.50% · 4.625%
HK$32,476
+HK$1,862/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,228/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,048
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,907
−HK$872/mo
Today · 4.125%
HK$33,779
baseline
▲ 0.50% · 4.625%
HK$35,560
+HK$1,781/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,558/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,023
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,988
−HK$980/mo
Today · 4.125%
HK$32,968
baseline
▲ 0.50% · 4.625%
HK$34,975
+HK$2,007/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$65,936/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,513
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,438
−HK$939/mo
Today · 4.125%
HK$36,377
baseline
▲ 0.50% · 4.625%
HK$38,295
+HK$1,918/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$72,754/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,239
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,273
−HK$1,050/mo
Today · 4.125%
HK$35,323
baseline
▲ 0.50% · 4.625%
HK$37,473
+HK$2,150/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,646/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,978
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,970
−HK$1,006/mo
Today · 4.125%
HK$38,976
baseline
▲ 0.50% · 4.625%
HK$41,030
+HK$2,054/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,952/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,455
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,558
−HK$1,120/mo
Today · 4.125%
HK$37,678
baseline
▲ 0.50% · 4.625%
HK$39,971
+HK$2,293/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,356/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,443
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,501
−HK$1,073/mo
Today · 4.125%
HK$41,574
baseline
▲ 0.50% · 4.625%
HK$43,766
+HK$2,192/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,148/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,671
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,843
−HK$1,190/mo
Today · 4.125%
HK$40,033
baseline
▲ 0.50% · 4.625%
HK$42,469
+HK$2,436/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,066/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,908
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,032
−HK$1,141/mo
Today · 4.125%
HK$44,173
baseline
▲ 0.50% · 4.625%
HK$46,501
+HK$2,328/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,346/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,887
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,127
−HK$1,261/mo
Today · 4.125%
HK$42,388
baseline
▲ 0.50% · 4.625%
HK$44,967
+HK$2,579/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$84,776/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,374
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,564
−HK$1,207/mo
Today · 4.125%
HK$46,771
baseline
▲ 0.50% · 4.625%
HK$49,236
+HK$2,465/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$93,542/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,792 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).