▼ 0.50% · 3.625%
HK$22,455
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,154
−HK$710/mo
Today · 4.125%
HK$23,864
baseline
▲ 0.50% · 4.625%
HK$25,316
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,728/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,981
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,651
−HK$680/mo
Today · 4.125%
HK$26,331
baseline
▲ 0.50% · 4.625%
HK$27,719
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,662/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,701
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,469
−HK$781/mo
Today · 4.125%
HK$26,250
baseline
▲ 0.50% · 4.625%
HK$27,847
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,500/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,480
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,217
−HK$747/mo
Today · 4.125%
HK$28,964
baseline
▲ 0.50% · 4.625%
HK$30,491
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,928/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,946
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,785
−HK$851/mo
Today · 4.125%
HK$28,636
baseline
▲ 0.50% · 4.625%
HK$30,379
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,272/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,978
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,782
−HK$815/mo
Today · 4.125%
HK$31,597
baseline
▲ 0.50% · 4.625%
HK$33,263
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,194/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,192
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,100
−HK$923/mo
Today · 4.125%
HK$31,023
baseline
▲ 0.50% · 4.625%
HK$32,910
+HK$1,887/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,046/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,476
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,347
−HK$883/mo
Today · 4.125%
HK$34,230
baseline
▲ 0.50% · 4.625%
HK$36,035
+HK$1,805/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,460/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,438
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,415
−HK$994/mo
Today · 4.125%
HK$33,409
baseline
▲ 0.50% · 4.625%
HK$35,442
+HK$2,033/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,818/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,974
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,912
−HK$952/mo
Today · 4.125%
HK$36,864
baseline
▲ 0.50% · 4.625%
HK$38,807
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,728/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,683
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,731
−HK$1,064/mo
Today · 4.125%
HK$35,795
baseline
▲ 0.50% · 4.625%
HK$37,973
+HK$2,178/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,590/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,472
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,477
−HK$1,020/mo
Today · 4.125%
HK$39,497
baseline
▲ 0.50% · 4.625%
HK$41,579
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$78,994/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,929
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,046
−HK$1,136/mo
Today · 4.125%
HK$38,182
baseline
▲ 0.50% · 4.625%
HK$40,505
+HK$2,323/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,364/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,970
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,042
−HK$1,088/mo
Today · 4.125%
HK$42,130
baseline
▲ 0.50% · 4.625%
HK$44,350
+HK$2,220/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,260/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,174
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,362
−HK$1,206/mo
Today · 4.125%
HK$40,568
baseline
▲ 0.50% · 4.625%
HK$43,037
+HK$2,469/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,136/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,468
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,607
−HK$1,156/mo
Today · 4.125%
HK$44,763
baseline
▲ 0.50% · 4.625%
HK$47,122
+HK$2,359/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,526/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,420
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,677
−HK$1,277/mo
Today · 4.125%
HK$42,954
baseline
▲ 0.50% · 4.625%
HK$45,568
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,908/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,967
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,173
−HK$1,223/mo
Today · 4.125%
HK$47,396
baseline
▲ 0.50% · 4.625%
HK$49,894
+HK$2,498/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,792/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,776 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).