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Crescira AVM · estimated value Medium confidence
HK$7.98M
≈ HK$8,474 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$798K, with repayments around HK$34,818/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$32,763
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,782
−HK$1,036/mo
Today · 4.125%
HK$34,818
baseline
▲ 0.50% · 4.625%
HK$36,936
+HK$2,118/mo

Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,636/mo (50% DSR)

Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,472 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sheung Shui Station
≈ 10 min walk · 734 m
Education
31
schools within 1 km (11 within 500 m)
Daily convenience
24
within 1 km (7 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
40
parks, libraries, sports within 1 km

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
F
Saleable Area
942 Saleable ft²
Gross Area
1,063 ft²
Efficiency
89%
District
North District · New Territories East
School net (POA)
80

Transaction History

Date Price Gain / loss
2021-08-12 HK$9.99M +80.0%
23.3y · 3.0%/yr
1998-05-19 HK$5.55M −5.9%
1997-03-01 HK$5.90M +33.2%
1996-04-13 HK$4.43M
Data sourced from Renavon.com