▼ 0.50% · 3.625%
HK$15,129
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,600
−HK$478/mo
Today · 4.125%
HK$16,078
baseline
▲ 0.50% · 4.625%
HK$17,056
+HK$978/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,156/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,831
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,283
−HK$458/mo
Today · 4.125%
HK$17,741
baseline
▲ 0.50% · 4.625%
HK$18,676
+HK$935/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,482/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,642
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,160
−HK$526/mo
Today · 4.125%
HK$17,686
baseline
▲ 0.50% · 4.625%
HK$18,762
+HK$1,076/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$35,372/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,514
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,011
−HK$504/mo
Today · 4.125%
HK$19,515
baseline
▲ 0.50% · 4.625%
HK$20,543
+HK$1,028/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$39,030/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,155
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,720
−HK$574/mo
Today · 4.125%
HK$19,294
baseline
▲ 0.50% · 4.625%
HK$20,468
+HK$1,174/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,588/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,197
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,739
−HK$550/mo
Today · 4.125%
HK$21,289
baseline
▲ 0.50% · 4.625%
HK$22,411
+HK$1,122/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,578/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,668
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,280
−HK$621/mo
Today · 4.125%
HK$20,901
baseline
▲ 0.50% · 4.625%
HK$22,173
+HK$1,272/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$41,802/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,881
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,467
−HK$596/mo
Today · 4.125%
HK$23,063
baseline
▲ 0.50% · 4.625%
HK$24,278
+HK$1,215/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$46,126/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,181
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,840
−HK$669/mo
Today · 4.125%
HK$22,509
baseline
▲ 0.50% · 4.625%
HK$23,879
+HK$1,370/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$45,018/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,564
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,196
−HK$641/mo
Today · 4.125%
HK$24,837
baseline
▲ 0.50% · 4.625%
HK$26,146
+HK$1,309/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,674/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,694
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,400
−HK$717/mo
Today · 4.125%
HK$24,117
baseline
▲ 0.50% · 4.625%
HK$25,585
+HK$1,468/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$48,234/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,247
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,924
−HK$687/mo
Today · 4.125%
HK$26,611
baseline
▲ 0.50% · 4.625%
HK$28,013
+HK$1,402/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$53,222/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,207
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,960
−HK$765/mo
Today · 4.125%
HK$25,725
baseline
▲ 0.50% · 4.625%
HK$27,290
+HK$1,565/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$51,450/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,930
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,652
−HK$733/mo
Today · 4.125%
HK$28,385
baseline
▲ 0.50% · 4.625%
HK$29,881
+HK$1,496/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$56,770/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,720
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,520
−HK$813/mo
Today · 4.125%
HK$27,333
baseline
▲ 0.50% · 4.625%
HK$28,996
+HK$1,663/mo
Deposit HK$995K · loan HK$5.64M · min. income ≈ HK$54,666/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,613
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,380
−HK$779/mo
Today · 4.125%
HK$30,159
baseline
▲ 0.50% · 4.625%
HK$31,749
+HK$1,590/mo
Deposit HK$995K · loan HK$5.64M · min. income ≈ HK$60,318/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,233
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,080
−HK$860/mo
Today · 4.125%
HK$28,940
baseline
▲ 0.50% · 4.625%
HK$30,701
+HK$1,761/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$57,880/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,296
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,109
−HK$824/mo
Today · 4.125%
HK$31,933
baseline
▲ 0.50% · 4.625%
HK$33,616
+HK$1,683/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$63,866/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,491 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).