▼ 0.50% · 3.625%
HK$15,077
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,546
−HK$477/mo
Today · 4.125%
HK$16,023
baseline
▲ 0.50% · 4.625%
HK$16,998
+HK$975/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,046/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,773
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,223
−HK$456/mo
Today · 4.125%
HK$17,679
baseline
▲ 0.50% · 4.625%
HK$18,611
+HK$932/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,358/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,585
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,101
−HK$524/mo
Today · 4.125%
HK$17,625
baseline
▲ 0.50% · 4.625%
HK$18,697
+HK$1,072/mo
Deposit HK$2.98M · loan HK$3.64M · min. income ≈ HK$35,250/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,451
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,945
−HK$502/mo
Today · 4.125%
HK$19,447
baseline
▲ 0.50% · 4.625%
HK$20,473
+HK$1,026/mo
Deposit HK$2.98M · loan HK$3.64M · min. income ≈ HK$38,894/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,093
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,655
−HK$572/mo
Today · 4.125%
HK$19,227
baseline
▲ 0.50% · 4.625%
HK$20,397
+HK$1,170/mo
Deposit HK$2.64M · loan HK$3.97M · min. income ≈ HK$38,454/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,128
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,668
−HK$547/mo
Today · 4.125%
HK$21,215
baseline
▲ 0.50% · 4.625%
HK$22,334
+HK$1,119/mo
Deposit HK$2.64M · loan HK$3.97M · min. income ≈ HK$42,430/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,600
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,210
−HK$620/mo
Today · 4.125%
HK$20,830
baseline
▲ 0.50% · 4.625%
HK$22,097
+HK$1,267/mo
Deposit HK$2.31M · loan HK$4.30M · min. income ≈ HK$41,660/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,805
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,390
−HK$593/mo
Today · 4.125%
HK$22,983
baseline
▲ 0.50% · 4.625%
HK$24,195
+HK$1,212/mo
Deposit HK$2.31M · loan HK$4.30M · min. income ≈ HK$45,966/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,108
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,765
−HK$667/mo
Today · 4.125%
HK$22,432
baseline
▲ 0.50% · 4.625%
HK$23,797
+HK$1,365/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$44,864/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,483
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,112
−HK$639/mo
Today · 4.125%
HK$24,751
baseline
▲ 0.50% · 4.625%
HK$26,056
+HK$1,305/mo
Deposit HK$1.98M · loan HK$4.63M · min. income ≈ HK$49,502/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,616
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,319
−HK$715/mo
Today · 4.125%
HK$24,034
baseline
▲ 0.50% · 4.625%
HK$25,497
+HK$1,463/mo
Deposit HK$1.65M · loan HK$4.96M · min. income ≈ HK$48,068/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,160
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,835
−HK$684/mo
Today · 4.125%
HK$26,519
baseline
▲ 0.50% · 4.625%
HK$27,917
+HK$1,398/mo
Deposit HK$1.65M · loan HK$4.96M · min. income ≈ HK$53,038/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,124
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,874
−HK$762/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$27,196
+HK$1,560/mo
Deposit HK$1.32M · loan HK$5.29M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,837
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,557
−HK$730/mo
Today · 4.125%
HK$28,287
baseline
▲ 0.50% · 4.625%
HK$29,778
+HK$1,491/mo
Deposit HK$1.32M · loan HK$5.29M · min. income ≈ HK$56,574/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,631
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,429
−HK$810/mo
Today · 4.125%
HK$27,239
baseline
▲ 0.50% · 4.625%
HK$28,896
+HK$1,657/mo
Deposit HK$992K · loan HK$5.62M · min. income ≈ HK$54,478/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,515
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,279
−HK$776/mo
Today · 4.125%
HK$30,055
baseline
▲ 0.50% · 4.625%
HK$31,639
+HK$1,584/mo
Deposit HK$992K · loan HK$5.62M · min. income ≈ HK$60,110/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,139
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,983
−HK$858/mo
Today · 4.125%
HK$28,841
baseline
▲ 0.50% · 4.625%
HK$30,596
+HK$1,755/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$57,682/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,192
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,002
−HK$821/mo
Today · 4.125%
HK$31,823
baseline
▲ 0.50% · 4.625%
HK$33,501
+HK$1,678/mo
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$63,646/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$196,209 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).