▼ 0.50% · 3.625%
HK$14,501
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,952
−HK$458/mo
Today · 4.125%
HK$15,410
baseline
▲ 0.50% · 4.625%
HK$16,348
+HK$938/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,820/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,132
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,564
−HK$439/mo
Today · 4.125%
HK$17,003
baseline
▲ 0.50% · 4.625%
HK$17,900
+HK$897/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$34,006/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,951
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,447
−HK$504/mo
Today · 4.125%
HK$16,951
baseline
▲ 0.50% · 4.625%
HK$17,982
+HK$1,031/mo
Deposit HK$2.86M · loan HK$3.50M · min. income ≈ HK$33,902/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,745
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,221
−HK$483/mo
Today · 4.125%
HK$18,704
baseline
▲ 0.50% · 4.625%
HK$19,689
+HK$985/mo
Deposit HK$2.86M · loan HK$3.50M · min. income ≈ HK$37,408/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,401
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,942
−HK$550/mo
Today · 4.125%
HK$18,492
baseline
▲ 0.50% · 4.625%
HK$19,617
+HK$1,125/mo
Deposit HK$2.54M · loan HK$3.82M · min. income ≈ HK$36,984/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,358
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,877
−HK$527/mo
Today · 4.125%
HK$20,404
baseline
▲ 0.50% · 4.625%
HK$21,479
+HK$1,075/mo
Deposit HK$2.54M · loan HK$3.82M · min. income ≈ HK$40,808/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,851
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,437
−HK$596/mo
Today · 4.125%
HK$20,033
baseline
▲ 0.50% · 4.625%
HK$21,252
+HK$1,219/mo
Deposit HK$2.23M · loan HK$4.13M · min. income ≈ HK$40,066/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,971
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,534
−HK$570/mo
Today · 4.125%
HK$22,104
baseline
▲ 0.50% · 4.625%
HK$23,269
+HK$1,165/mo
Deposit HK$2.23M · loan HK$4.13M · min. income ≈ HK$44,208/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,301
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,932
−HK$642/mo
Today · 4.125%
HK$21,574
baseline
▲ 0.50% · 4.625%
HK$22,887
+HK$1,313/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$43,148/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,584
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,190
−HK$615/mo
Today · 4.125%
HK$23,805
baseline
▲ 0.50% · 4.625%
HK$25,059
+HK$1,254/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$47,610/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,751
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,427
−HK$688/mo
Today · 4.125%
HK$23,115
baseline
▲ 0.50% · 4.625%
HK$24,521
+HK$1,406/mo
Deposit HK$1.59M · loan HK$4.77M · min. income ≈ HK$46,230/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,198
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,847
−HK$658/mo
Today · 4.125%
HK$25,505
baseline
▲ 0.50% · 4.625%
HK$26,849
+HK$1,344/mo
Deposit HK$1.59M · loan HK$4.77M · min. income ≈ HK$51,010/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,201
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,923
−HK$733/mo
Today · 4.125%
HK$24,656
baseline
▲ 0.50% · 4.625%
HK$26,156
+HK$1,500/mo
Deposit HK$1.27M · loan HK$5.09M · min. income ≈ HK$49,312/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,811
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,503
−HK$702/mo
Today · 4.125%
HK$27,205
baseline
▲ 0.50% · 4.625%
HK$28,639
+HK$1,434/mo
Deposit HK$1.27M · loan HK$5.09M · min. income ≈ HK$54,410/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,651
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,418
−HK$779/mo
Today · 4.125%
HK$26,197
baseline
▲ 0.50% · 4.625%
HK$27,791
+HK$1,594/mo
Deposit HK$954K · loan HK$5.41M · min. income ≈ HK$52,394/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,424
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,159
−HK$747/mo
Today · 4.125%
HK$28,906
baseline
▲ 0.50% · 4.625%
HK$30,429
+HK$1,523/mo
Deposit HK$954K · loan HK$5.41M · min. income ≈ HK$57,812/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,101
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,913
−HK$825/mo
Today · 4.125%
HK$27,738
baseline
▲ 0.50% · 4.625%
HK$29,426
+HK$1,688/mo
Deposit HK$636K · loan HK$5.72M · min. income ≈ HK$55,476/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,037
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,816
−HK$790/mo
Today · 4.125%
HK$30,606
baseline
▲ 0.50% · 4.625%
HK$32,219
+HK$1,613/mo
Deposit HK$636K · loan HK$5.72M · min. income ≈ HK$61,212/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$170,918 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).