▼ 0.50% · 3.625%
HK$15,386
−HK$965/mo
▼ 0.25% · 3.875%
HK$15,865
−HK$486/mo
Today · 4.125%
HK$16,351
baseline
▲ 0.50% · 4.625%
HK$17,346
+HK$995/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$32,702/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,117
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,576
−HK$466/mo
Today · 4.125%
HK$18,042
baseline
▲ 0.50% · 4.625%
HK$18,993
+HK$951/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$36,084/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,925
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,451
−HK$535/mo
Today · 4.125%
HK$17,986
baseline
▲ 0.50% · 4.625%
HK$19,081
+HK$1,095/mo
Deposit HK$3.04M · loan HK$3.71M · min. income ≈ HK$35,972/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,829
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,334
−HK$512/mo
Today · 4.125%
HK$19,846
baseline
▲ 0.50% · 4.625%
HK$20,892
+HK$1,046/mo
Deposit HK$3.04M · loan HK$3.71M · min. income ≈ HK$39,692/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,463
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,038
−HK$583/mo
Today · 4.125%
HK$19,621
baseline
▲ 0.50% · 4.625%
HK$20,815
+HK$1,194/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,242/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,540
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,091
−HK$559/mo
Today · 4.125%
HK$21,650
baseline
▲ 0.50% · 4.625%
HK$22,791
+HK$1,141/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,300/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,002
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,624
−HK$632/mo
Today · 4.125%
HK$21,256
baseline
▲ 0.50% · 4.625%
HK$22,550
+HK$1,294/mo
Deposit HK$2.36M · loan HK$4.39M · min. income ≈ HK$42,512/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,252
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,849
−HK$605/mo
Today · 4.125%
HK$23,454
baseline
▲ 0.50% · 4.625%
HK$24,691
+HK$1,237/mo
Deposit HK$2.36M · loan HK$4.39M · min. income ≈ HK$46,908/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,541
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,211
−HK$680/mo
Today · 4.125%
HK$22,891
baseline
▲ 0.50% · 4.625%
HK$24,284
+HK$1,393/mo
Deposit HK$2.02M · loan HK$4.72M · min. income ≈ HK$45,782/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,964
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,606
−HK$652/mo
Today · 4.125%
HK$25,258
baseline
▲ 0.50% · 4.625%
HK$26,590
+HK$1,332/mo
Deposit HK$2.02M · loan HK$4.72M · min. income ≈ HK$50,516/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,079
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,797
−HK$730/mo
Today · 4.125%
HK$24,527
baseline
▲ 0.50% · 4.625%
HK$26,019
+HK$1,492/mo
Deposit HK$1.69M · loan HK$5.06M · min. income ≈ HK$49,054/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,675
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,364
−HK$699/mo
Today · 4.125%
HK$27,063
baseline
▲ 0.50% · 4.625%
HK$28,489
+HK$1,426/mo
Deposit HK$1.69M · loan HK$5.06M · min. income ≈ HK$54,126/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,618
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,384
−HK$778/mo
Today · 4.125%
HK$26,162
baseline
▲ 0.50% · 4.625%
HK$27,753
+HK$1,591/mo
Deposit HK$1.35M · loan HK$5.40M · min. income ≈ HK$52,324/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,387
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,122
−HK$745/mo
Today · 4.125%
HK$28,867
baseline
▲ 0.50% · 4.625%
HK$30,388
+HK$1,521/mo
Deposit HK$1.35M · loan HK$5.40M · min. income ≈ HK$57,734/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,156
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,970
−HK$827/mo
Today · 4.125%
HK$27,797
baseline
▲ 0.50% · 4.625%
HK$29,488
+HK$1,691/mo
Deposit HK$1.01M · loan HK$5.74M · min. income ≈ HK$55,594/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,099
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,879
−HK$792/mo
Today · 4.125%
HK$30,671
baseline
▲ 0.50% · 4.625%
HK$32,288
+HK$1,617/mo
Deposit HK$1.01M · loan HK$5.74M · min. income ≈ HK$61,342/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,695
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,557
−HK$875/mo
Today · 4.125%
HK$29,432
baseline
▲ 0.50% · 4.625%
HK$31,223
+HK$1,791/mo
Deposit HK$675K · loan HK$6.07M · min. income ≈ HK$58,864/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,811
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,637
−HK$838/mo
Today · 4.125%
HK$32,475
baseline
▲ 0.50% · 4.625%
HK$34,187
+HK$1,712/mo
Deposit HK$675K · loan HK$6.07M · min. income ≈ HK$64,950/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$202,427 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).