▼ 0.50% · 3.625%
HK$14,697
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,155
−HK$464/mo
Today · 4.125%
HK$15,619
baseline
▲ 0.50% · 4.625%
HK$16,570
+HK$951/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,238/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,351
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,789
−HK$445/mo
Today · 4.125%
HK$17,234
baseline
▲ 0.50% · 4.625%
HK$18,143
+HK$909/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,468/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,167
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,670
−HK$511/mo
Today · 4.125%
HK$17,181
baseline
▲ 0.50% · 4.625%
HK$18,226
+HK$1,045/mo
Deposit HK$2.90M · loan HK$3.55M · min. income ≈ HK$34,362/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,986
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,468
−HK$490/mo
Today · 4.125%
HK$18,958
baseline
▲ 0.50% · 4.625%
HK$19,957
+HK$999/mo
Deposit HK$2.90M · loan HK$3.55M · min. income ≈ HK$37,916/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,637
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,186
−HK$557/mo
Today · 4.125%
HK$18,743
baseline
▲ 0.50% · 4.625%
HK$19,883
+HK$1,140/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,486/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,621
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,147
−HK$534/mo
Today · 4.125%
HK$20,681
baseline
▲ 0.50% · 4.625%
HK$21,771
+HK$1,090/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,362/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,107
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,701
−HK$604/mo
Today · 4.125%
HK$20,305
baseline
▲ 0.50% · 4.625%
HK$21,540
+HK$1,235/mo
Deposit HK$2.26M · loan HK$4.19M · min. income ≈ HK$40,610/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,256
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,826
−HK$578/mo
Today · 4.125%
HK$22,404
baseline
▲ 0.50% · 4.625%
HK$23,585
+HK$1,181/mo
Deposit HK$2.26M · loan HK$4.19M · min. income ≈ HK$44,808/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,576
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,217
−HK$650/mo
Today · 4.125%
HK$21,867
baseline
▲ 0.50% · 4.625%
HK$23,197
+HK$1,330/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,734/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,891
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,505
−HK$623/mo
Today · 4.125%
HK$24,128
baseline
▲ 0.50% · 4.625%
HK$25,400
+HK$1,272/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,256/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,046
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,732
−HK$697/mo
Today · 4.125%
HK$23,429
baseline
▲ 0.50% · 4.625%
HK$24,854
+HK$1,425/mo
Deposit HK$1.61M · loan HK$4.83M · min. income ≈ HK$46,858/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,526
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,184
−HK$667/mo
Today · 4.125%
HK$25,851
baseline
▲ 0.50% · 4.625%
HK$27,214
+HK$1,363/mo
Deposit HK$1.61M · loan HK$4.83M · min. income ≈ HK$51,702/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,516
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,247
−HK$744/mo
Today · 4.125%
HK$24,991
baseline
▲ 0.50% · 4.625%
HK$26,511
+HK$1,520/mo
Deposit HK$1.29M · loan HK$5.16M · min. income ≈ HK$49,982/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,161
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,863
−HK$712/mo
Today · 4.125%
HK$27,575
baseline
▲ 0.50% · 4.625%
HK$29,028
+HK$1,453/mo
Deposit HK$1.29M · loan HK$5.16M · min. income ≈ HK$55,150/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,986
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,763
−HK$790/mo
Today · 4.125%
HK$26,553
baseline
▲ 0.50% · 4.625%
HK$28,168
+HK$1,615/mo
Deposit HK$967K · loan HK$5.48M · min. income ≈ HK$53,106/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,796
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,542
−HK$756/mo
Today · 4.125%
HK$29,298
baseline
▲ 0.50% · 4.625%
HK$30,842
+HK$1,544/mo
Deposit HK$967K · loan HK$5.48M · min. income ≈ HK$58,596/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,455
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,278
−HK$836/mo
Today · 4.125%
HK$28,114
baseline
▲ 0.50% · 4.625%
HK$29,825
+HK$1,711/mo
Deposit HK$645K · loan HK$5.80M · min. income ≈ HK$56,228/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,431
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,221
−HK$801/mo
Today · 4.125%
HK$31,022
baseline
▲ 0.50% · 4.625%
HK$32,657
+HK$1,635/mo
Deposit HK$645K · loan HK$5.80M · min. income ≈ HK$62,044/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$179,554 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).