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12/F 3

North District · New Territories East

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1/F 12 439 ft² 1/F 2 376 ft² 1/F 7 543 ft² 1/F 8 382 ft² 1/F 4 404 ft² 1/F 6 543 ft² 1/F 14 374 ft² 1/F 18 439 ft² 2/F 15 595 ft² 2/F 16 404 ft² 2/F 3 595 ft² 2/F 4 404 ft² 2/F 2 376 ft² 2/F 7 543 ft² 2/F 8 384 ft² 2/F 10 595 ft² 2/F 11 376 ft² 2/F 14 376 ft² 2/F 18 441 ft² 3/F 2 376 ft² 4/F 10 595 ft² 4/F 15 595 ft² 4/F 16 404 ft² 4/F 18 441 ft² 4/F 2 376 ft² 4/F 5 384 ft² 4/F 9 404 ft² 4/F 11 376 ft² 4/F 14 376 ft² 5/F 10 596 ft² 5/F 3 595 ft² 5/F 5 384 ft² 5/F 7 543 ft² 5/F 12 441 ft² 6/F 7 543 ft² 6/F 4 404 ft² 6/F 10 595 ft² 6/F 18 441 ft² 7/F 6 543 ft² 7/F 7 543 ft² 7/F 17 384 ft² 8/F 13 441 ft² 8/F 14 376 ft² 8/F 15 596 ft² 8/F 5 384 ft² 8/F 4 404 ft² 9/F 10 596 ft² 9/F 13 441 ft² 9/F 1 441 ft² 9/F 2 376 ft² 9/F 7 543 ft² 9/F 12 441 ft² 10/F 1 442 ft² 10/F 18 442 ft² 10/F 6 543 ft² 10/F 7 543 ft² 10/F 14 376 ft² 11/F 13 442 ft² 11/F 8 384 ft² 11/F 9 404 ft² 11/F 7 543 ft² 11/F 18 441 ft² 12/F 14 376 ft² 12/F 3 595 ft² 12/F 5 385 ft² 12/F 4 404 ft² 12/F 6 543 ft² 12/F 10 595 ft² 12/F 15 595 ft² 13/F 11 376 ft² 13/F 17 384 ft² 13/F 2 376 ft² 13/F 8 384 ft² 13/F 14 376 ft² 14/F 12 441 ft² 14/F 16 404 ft² 14/F 18 442 ft² 14/F 8 384 ft² 14/F 9 404 ft² 14/F 14 376 ft² 14/F 17 384 ft² 15/F 1 442 ft² 15/F 14 376 ft² 15/F 2 376 ft² 15/F 3 595 ft² 15/F 4 404 ft² 15/F 11 376 ft² 16/F 2 376 ft² 16/F 6 543 ft² 16/F 9 404 ft² 17/F 11 376 ft² 17/F 12 441 ft² 17/F 2 376 ft² 17/F 5 384 ft² 17/F 7 543 ft² 17/F 1 441 ft² 17/F 9 404 ft² 18/F 11 376 ft² 18/F 15 596 ft² 18/F 17 385 ft² 18/F 3 596 ft² 18/F 6 543 ft² 18/F 7 543 ft² 18/F 8 384 ft² 19/F 3 596 ft² 19/F 4 404 ft² 19/F 5 384 ft² 19/F 8 384 ft² 20/F 15 596 ft² 20/F 1 441 ft² 20/F 5 384 ft² 21/F 1 442 ft² 21/F 18 442 ft² 21/F 3 595 ft² 21/F 6 543 ft² 21/F 8 384 ft² 22/F 13 441 ft² 22/F 14 376 ft² 22/F 15 596 ft² 22/F 2 376 ft² 22/F 6 543 ft² 22/F 8 385 ft² 22/F 1 441 ft² 22/F 11 376 ft² 22/F 17 384 ft² 23/F 10 595 ft² 23/F 12 441 ft² 23/F 14 376 ft² 23/F 15 595 ft² 23/F 18 441 ft² 23/F 4 404 ft² 23/F 7 543 ft² 23/F 8 384 ft² 23/F 5 384 ft² 23/F 6 543 ft² 23/F 11 376 ft² 23/F 16 404 ft² 24/F 17 384 ft² 24/F 7 543 ft² 24/F 1 441 ft² 24/F 2 376 ft² 24/F 8 384 ft² 25/F 11 376 ft² 25/F 16 404 ft² 25/F 2 376 ft² 25/F 17 384 ft² 26/F 10 596 ft² 26/F 15 595 ft² 26/F 14 376 ft² 26/F 17 384 ft² 26/F 18 441 ft² 27/F 18 441 ft² 27/F 3 595 ft² 27/F 5 384 ft² 27/F 6 543 ft² 27/F 8 384 ft² 27/F 10 595 ft² 28/F 16 404 ft² 28/F 18 441 ft² 28/F 3 595 ft² 28/F 4 404 ft² 28/F 6 543 ft² 28/F 9 404 ft² 29/F 14 376 ft² 29/F 17 385 ft² 29/F 7 543 ft² 29/F 9 404 ft² 29/F 2 376 ft² 29/F 3 595 ft² 29/F 10 595 ft² 30/F 3 596 ft² 30/F 5 384 ft² 30/F 6 543 ft² 30/F 13 441 ft² 30/F 14 376 ft² 31/F 8 384 ft² 31/F 16 404 ft² 31/F 17 384 ft² 32/F 11 376 ft² 32/F 16 404 ft² 32/F 9 404 ft² 32/F 2 376 ft² 32/F 7 543 ft² 33/F 18 441 ft² 33/F 4 404 ft² 33/F 3 595 ft² 33/F 12 441 ft² 33/F 14 376 ft² 33/F 15 595 ft² 33/F 16 404 ft² 34/F 14 376 ft² 34/F 3 595 ft² 34/F 8 384 ft² 34/F 4 404 ft² 34/F 16 404 ft²

Crescira AVM · estimated value ● Medium confidence

HK$4.23M

≈ HK$7,105 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,440/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$17,351

−HK$1,089/mo

▼ 0.25% · 3.875%

HK$17,891

−HK$549/mo

Today · 4.125%

HK$18,440

baseline

▲ 0.50% · 4.625%

HK$19,562

+HK$1,122/mo

Deposit HK$423K · loan HK$3.80M · min. income ≈ HK$36,880/mo (50% DSR)

Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$45,592 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 12/F
Flat: 3
Saleable Area: 595 ft²
Gross Area: 790 ft²
Efficiency: 75%
District: North District · New Territories East
School net (POA): 80

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2007-09-18	HK$750K	—	—	HK$949

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Sheung Shui

≈ 10 min walk · 776 m

Education

schools within 1 km (11 within 500 m)

Daily convenience

within 1 km (5 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com