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At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,577/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,154/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$51,904 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- B
- Saleable Area
- 437 Saleable ft²
- Gross Area
- 585 ft²
- Efficiency
- 75%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-22 | HK$5.00M | +43.3% 4.7y · 9.0%/yr |
| 2016-04-07 | HK$3.49M | +20.3% 3.0y · 7.0%/yr |
| 2013-03-20 | HK$2.90M | +42.9% |
| 2011-03-15 | HK$2.03M | +8.0% |
| 2010-11-17 | HK$1.88M | +48.0% |
| 2007-10-22 | HK$1.27M | — |