▼ 0.50% · 3.625%
HK$19,189
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,786
−HK$606/mo
Today · 4.125%
HK$20,392
baseline
▲ 0.50% · 4.625%
HK$21,633
+HK$1,241/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,784/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,348
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,920
−HK$581/mo
Today · 4.125%
HK$22,501
baseline
▲ 0.50% · 4.625%
HK$23,687
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,002/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,108
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,764
−HK$668/mo
Today · 4.125%
HK$22,432
baseline
▲ 0.50% · 4.625%
HK$23,796
+HK$1,364/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,864/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,482
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,112
−HK$639/mo
Today · 4.125%
HK$24,751
baseline
▲ 0.50% · 4.625%
HK$26,056
+HK$1,305/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,502/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,027
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,743
−HK$728/mo
Today · 4.125%
HK$24,471
baseline
▲ 0.50% · 4.625%
HK$25,960
+HK$1,489/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,942/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,617
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,304
−HK$697/mo
Today · 4.125%
HK$27,001
baseline
▲ 0.50% · 4.625%
HK$28,424
+HK$1,423/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,002/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,946
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,722
−HK$788/mo
Today · 4.125%
HK$26,510
baseline
▲ 0.50% · 4.625%
HK$28,123
+HK$1,613/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$53,020/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,752
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,496
−HK$755/mo
Today · 4.125%
HK$29,251
baseline
▲ 0.50% · 4.625%
HK$30,793
+HK$1,542/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$58,502/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,865
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,700
−HK$849/mo
Today · 4.125%
HK$28,549
baseline
▲ 0.50% · 4.625%
HK$30,286
+HK$1,737/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,098/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,887
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,688
−HK$813/mo
Today · 4.125%
HK$31,501
baseline
▲ 0.50% · 4.625%
HK$33,162
+HK$1,661/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$63,002/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,783
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,679
−HK$909/mo
Today · 4.125%
HK$30,588
baseline
▲ 0.50% · 4.625%
HK$32,450
+HK$1,862/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,176/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,021
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,880
−HK$871/mo
Today · 4.125%
HK$33,751
baseline
▲ 0.50% · 4.625%
HK$35,530
+HK$1,779/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,502/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,702
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,657
−HK$971/mo
Today · 4.125%
HK$32,628
baseline
▲ 0.50% · 4.625%
HK$34,613
+HK$1,985/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,256/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,156
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,072
−HK$929/mo
Today · 4.125%
HK$36,001
baseline
▲ 0.50% · 4.625%
HK$37,899
+HK$1,898/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$72,002/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,621
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,636
−HK$1,031/mo
Today · 4.125%
HK$34,667
baseline
▲ 0.50% · 4.625%
HK$36,776
+HK$2,109/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,334/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,291
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,264
−HK$987/mo
Today · 4.125%
HK$38,251
baseline
▲ 0.50% · 4.625%
HK$40,268
+HK$2,017/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,502/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,540
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,615
−HK$1,091/mo
Today · 4.125%
HK$36,706
baseline
▲ 0.50% · 4.625%
HK$38,940
+HK$2,234/mo
Deposit HK$842K · loan HK$7.57M · min. income ≈ HK$73,412/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,426
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,456
−HK$1,046/mo
Today · 4.125%
HK$40,502
baseline
▲ 0.50% · 4.625%
HK$42,636
+HK$2,134/mo
Deposit HK$842K · loan HK$7.57M · min. income ≈ HK$81,004/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,458 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).