▼ 0.50% · 3.625%
HK$19,021
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,612
−HK$601/mo
Today · 4.125%
HK$20,213
baseline
▲ 0.50% · 4.625%
HK$21,443
+HK$1,230/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,426/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,160
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,728
−HK$576/mo
Today · 4.125%
HK$22,304
baseline
▲ 0.50% · 4.625%
HK$23,479
+HK$1,175/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,608/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,923
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,574
−HK$661/mo
Today · 4.125%
HK$22,235
baseline
▲ 0.50% · 4.625%
HK$23,588
+HK$1,353/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$44,470/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,276
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,901
−HK$633/mo
Today · 4.125%
HK$24,534
baseline
▲ 0.50% · 4.625%
HK$25,827
+HK$1,293/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$49,068/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,825
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,535
−HK$721/mo
Today · 4.125%
HK$24,256
baseline
▲ 0.50% · 4.625%
HK$25,732
+HK$1,476/mo
Deposit HK$3.34M · loan HK$5.00M · min. income ≈ HK$48,512/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,392
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,073
−HK$691/mo
Today · 4.125%
HK$26,764
baseline
▲ 0.50% · 4.625%
HK$28,175
+HK$1,411/mo
Deposit HK$3.34M · loan HK$5.00M · min. income ≈ HK$53,528/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,727
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,496
−HK$781/mo
Today · 4.125%
HK$26,277
baseline
▲ 0.50% · 4.625%
HK$27,876
+HK$1,599/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,554/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,508
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,246
−HK$749/mo
Today · 4.125%
HK$28,995
baseline
▲ 0.50% · 4.625%
HK$30,523
+HK$1,528/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,990/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,629
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,457
−HK$842/mo
Today · 4.125%
HK$28,299
baseline
▲ 0.50% · 4.625%
HK$30,021
+HK$1,722/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,598/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,624
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,419
−HK$806/mo
Today · 4.125%
HK$31,225
baseline
▲ 0.50% · 4.625%
HK$32,871
+HK$1,646/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,450/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,531
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,418
−HK$902/mo
Today · 4.125%
HK$30,320
baseline
▲ 0.50% · 4.625%
HK$32,165
+HK$1,845/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,640/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,740
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,592
−HK$863/mo
Today · 4.125%
HK$33,455
baseline
▲ 0.50% · 4.625%
HK$35,219
+HK$1,764/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,910/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,433
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,380
−HK$961/mo
Today · 4.125%
HK$32,341
baseline
▲ 0.50% · 4.625%
HK$34,309
+HK$1,968/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,682/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,856
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,764
−HK$922/mo
Today · 4.125%
HK$35,686
baseline
▲ 0.50% · 4.625%
HK$37,567
+HK$1,881/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,372/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,335
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,341
−HK$1,022/mo
Today · 4.125%
HK$34,363
baseline
▲ 0.50% · 4.625%
HK$36,454
+HK$2,091/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,726/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,972
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,937
−HK$979/mo
Today · 4.125%
HK$37,916
baseline
▲ 0.50% · 4.625%
HK$39,915
+HK$1,999/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,832/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,237
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,302
−HK$1,082/mo
Today · 4.125%
HK$36,384
baseline
▲ 0.50% · 4.625%
HK$38,598
+HK$2,214/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$72,768/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,089
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,110
−HK$1,036/mo
Today · 4.125%
HK$40,146
baseline
▲ 0.50% · 4.625%
HK$42,262
+HK$2,116/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$80,292/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,244 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).