▼ 0.50% · 3.625%
HK$20,348
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,981
−HK$643/mo
Today · 4.125%
HK$21,624
baseline
▲ 0.50% · 4.625%
HK$22,939
+HK$1,315/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,248/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,637
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,244
−HK$616/mo
Today · 4.125%
HK$23,860
baseline
▲ 0.50% · 4.625%
HK$25,117
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,720/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,383
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,079
−HK$707/mo
Today · 4.125%
HK$23,786
baseline
▲ 0.50% · 4.625%
HK$25,233
+HK$1,447/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,572/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,900
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,568
−HK$678/mo
Today · 4.125%
HK$26,246
baseline
▲ 0.50% · 4.625%
HK$27,629
+HK$1,383/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,492/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,417
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,177
−HK$771/mo
Today · 4.125%
HK$25,948
baseline
▲ 0.50% · 4.625%
HK$27,527
+HK$1,579/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,896/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,164
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,892
−HK$740/mo
Today · 4.125%
HK$28,632
baseline
▲ 0.50% · 4.625%
HK$30,141
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,264/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,452
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,275
−HK$836/mo
Today · 4.125%
HK$28,111
baseline
▲ 0.50% · 4.625%
HK$29,821
+HK$1,710/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,222/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,428
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,217
−HK$801/mo
Today · 4.125%
HK$31,018
baseline
▲ 0.50% · 4.625%
HK$32,652
+HK$1,634/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,036/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,487
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,373
−HK$900/mo
Today · 4.125%
HK$30,273
baseline
▲ 0.50% · 4.625%
HK$32,115
+HK$1,842/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,546/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,691
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,541
−HK$862/mo
Today · 4.125%
HK$33,403
baseline
▲ 0.50% · 4.625%
HK$35,164
+HK$1,761/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,806/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,522
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,471
−HK$965/mo
Today · 4.125%
HK$32,436
baseline
▲ 0.50% · 4.625%
HK$34,409
+HK$1,973/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,872/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,955
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,866
−HK$923/mo
Today · 4.125%
HK$35,789
baseline
▲ 0.50% · 4.625%
HK$37,676
+HK$1,887/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,578/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,556
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,569
−HK$1,029/mo
Today · 4.125%
HK$34,598
baseline
▲ 0.50% · 4.625%
HK$36,703
+HK$2,105/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$69,196/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,219
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,190
−HK$985/mo
Today · 4.125%
HK$38,175
baseline
▲ 0.50% · 4.625%
HK$40,188
+HK$2,013/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$76,350/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,591
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,667
−HK$1,093/mo
Today · 4.125%
HK$36,760
baseline
▲ 0.50% · 4.625%
HK$38,997
+HK$2,237/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,520/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,482
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,514
−HK$1,047/mo
Today · 4.125%
HK$40,561
baseline
▲ 0.50% · 4.625%
HK$42,699
+HK$2,138/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,122/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,626
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,765
−HK$1,158/mo
Today · 4.125%
HK$38,923
baseline
▲ 0.50% · 4.625%
HK$41,291
+HK$2,368/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,846/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,746
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,839
−HK$1,108/mo
Today · 4.125%
HK$42,947
baseline
▲ 0.50% · 4.625%
HK$45,211
+HK$2,264/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,894/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,704 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).