▼ 0.50% · 3.625%
HK$18,735
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,317
−HK$592/mo
Today · 4.125%
HK$19,909
baseline
▲ 0.50% · 4.625%
HK$21,121
+HK$1,212/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,818/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,842
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,401
−HK$567/mo
Today · 4.125%
HK$21,968
baseline
▲ 0.50% · 4.625%
HK$23,126
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,936/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,608
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,249
−HK$651/mo
Today · 4.125%
HK$21,900
baseline
▲ 0.50% · 4.625%
HK$23,233
+HK$1,333/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,800/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,926
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,541
−HK$624/mo
Today · 4.125%
HK$24,165
baseline
▲ 0.50% · 4.625%
HK$25,439
+HK$1,274/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,330/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,482
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,181
−HK$710/mo
Today · 4.125%
HK$23,891
baseline
▲ 0.50% · 4.625%
HK$25,345
+HK$1,454/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,782/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,010
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,681
−HK$681/mo
Today · 4.125%
HK$26,362
baseline
▲ 0.50% · 4.625%
HK$27,751
+HK$1,389/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,724/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,355
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,113
−HK$769/mo
Today · 4.125%
HK$25,882
baseline
▲ 0.50% · 4.625%
HK$27,457
+HK$1,575/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,764/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,095
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,821
−HK$738/mo
Today · 4.125%
HK$28,559
baseline
▲ 0.50% · 4.625%
HK$30,064
+HK$1,505/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,118/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,228
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,044
−HK$829/mo
Today · 4.125%
HK$27,873
baseline
▲ 0.50% · 4.625%
HK$29,569
+HK$1,696/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,746/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,179
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,961
−HK$794/mo
Today · 4.125%
HK$30,755
baseline
▲ 0.50% · 4.625%
HK$32,376
+HK$1,621/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,510/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,102
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,976
−HK$888/mo
Today · 4.125%
HK$29,864
baseline
▲ 0.50% · 4.625%
HK$31,681
+HK$1,817/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,728/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,263
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,102
−HK$850/mo
Today · 4.125%
HK$32,952
baseline
▲ 0.50% · 4.625%
HK$34,689
+HK$1,737/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,904/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,975
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,908
−HK$947/mo
Today · 4.125%
HK$31,855
baseline
▲ 0.50% · 4.625%
HK$33,793
+HK$1,938/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,710/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,347
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,242
−HK$907/mo
Today · 4.125%
HK$35,149
baseline
▲ 0.50% · 4.625%
HK$37,002
+HK$1,853/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,298/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,849
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,839
−HK$1,007/mo
Today · 4.125%
HK$33,846
baseline
▲ 0.50% · 4.625%
HK$35,905
+HK$2,059/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,692/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,431
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,382
−HK$964/mo
Today · 4.125%
HK$37,346
baseline
▲ 0.50% · 4.625%
HK$39,314
+HK$1,968/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,692/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,722
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,771
−HK$1,066/mo
Today · 4.125%
HK$35,837
baseline
▲ 0.50% · 4.625%
HK$38,018
+HK$2,181/mo
Deposit HK$822K · loan HK$7.39M · min. income ≈ HK$71,674/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,516
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,522
−HK$1,021/mo
Today · 4.125%
HK$39,543
baseline
▲ 0.50% · 4.625%
HK$41,627
+HK$2,084/mo
Deposit HK$822K · loan HK$7.39M · min. income ≈ HK$79,086/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).