▼ 0.50% · 3.625%
HK$20,906
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,557
−HK$660/mo
Today · 4.125%
HK$22,217
baseline
▲ 0.50% · 4.625%
HK$23,569
+HK$1,352/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,434/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,258
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,882
−HK$633/mo
Today · 4.125%
HK$24,515
baseline
▲ 0.50% · 4.625%
HK$25,807
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,030/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,997
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,712
−HK$727/mo
Today · 4.125%
HK$24,439
baseline
▲ 0.50% · 4.625%
HK$25,926
+HK$1,487/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$48,878/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,584
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,270
−HK$696/mo
Today · 4.125%
HK$26,966
baseline
▲ 0.50% · 4.625%
HK$28,387
+HK$1,421/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$53,932/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,087
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,868
−HK$793/mo
Today · 4.125%
HK$26,661
baseline
▲ 0.50% · 4.625%
HK$28,283
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,322/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,910
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,658
−HK$759/mo
Today · 4.125%
HK$29,417
baseline
▲ 0.50% · 4.625%
HK$30,968
+HK$1,551/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,834/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,178
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,024
−HK$858/mo
Today · 4.125%
HK$28,882
baseline
▲ 0.50% · 4.625%
HK$30,640
+HK$1,758/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,764/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,235
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,046
−HK$823/mo
Today · 4.125%
HK$31,869
baseline
▲ 0.50% · 4.625%
HK$33,549
+HK$1,680/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,738/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,269
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,179
−HK$925/mo
Today · 4.125%
HK$31,104
baseline
▲ 0.50% · 4.625%
HK$32,997
+HK$1,893/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,208/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,561
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,434
−HK$886/mo
Today · 4.125%
HK$34,320
baseline
▲ 0.50% · 4.625%
HK$36,129
+HK$1,809/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,640/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,359
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,335
−HK$991/mo
Today · 4.125%
HK$33,326
baseline
▲ 0.50% · 4.625%
HK$35,354
+HK$2,028/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,652/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,887
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,823
−HK$949/mo
Today · 4.125%
HK$36,772
baseline
▲ 0.50% · 4.625%
HK$38,710
+HK$1,938/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,544/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,450
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,490
−HK$1,058/mo
Today · 4.125%
HK$35,548
baseline
▲ 0.50% · 4.625%
HK$37,711
+HK$2,163/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,096/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,213
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,211
−HK$1,012/mo
Today · 4.125%
HK$39,223
baseline
▲ 0.50% · 4.625%
HK$41,291
+HK$2,068/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,446/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,541
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,646
−HK$1,123/mo
Today · 4.125%
HK$37,769
baseline
▲ 0.50% · 4.625%
HK$40,068
+HK$2,299/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$75,538/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,539
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,599
−HK$1,076/mo
Today · 4.125%
HK$41,675
baseline
▲ 0.50% · 4.625%
HK$43,871
+HK$2,196/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$83,350/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,631
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,802
−HK$1,189/mo
Today · 4.125%
HK$39,991
baseline
▲ 0.50% · 4.625%
HK$42,424
+HK$2,433/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$79,982/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,864
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,987
−HK$1,139/mo
Today · 4.125%
HK$44,126
baseline
▲ 0.50% · 4.625%
HK$46,452
+HK$2,326/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,252/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,838 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).