▼ 0.50% · 3.625%
HK$14,819
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,280
−HK$469/mo
Today · 4.125%
HK$15,749
baseline
▲ 0.50% · 4.625%
HK$16,707
+HK$958/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,498/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,486
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,929
−HK$448/mo
Today · 4.125%
HK$17,377
baseline
▲ 0.50% · 4.625%
HK$18,293
+HK$916/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,754/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,301
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,808
−HK$516/mo
Today · 4.125%
HK$17,324
baseline
▲ 0.50% · 4.625%
HK$18,378
+HK$1,054/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$34,648/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,135
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,621
−HK$494/mo
Today · 4.125%
HK$19,115
baseline
▲ 0.50% · 4.625%
HK$20,122
+HK$1,007/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$38,230/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,783
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,336
−HK$562/mo
Today · 4.125%
HK$18,898
baseline
▲ 0.50% · 4.625%
HK$20,048
+HK$1,150/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,796/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,784
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,314
−HK$539/mo
Today · 4.125%
HK$20,853
baseline
▲ 0.50% · 4.625%
HK$21,952
+HK$1,099/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,706/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,265
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,865
−HK$608/mo
Today · 4.125%
HK$20,473
baseline
▲ 0.50% · 4.625%
HK$21,719
+HK$1,246/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$40,946/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,432
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,007
−HK$583/mo
Today · 4.125%
HK$22,590
baseline
▲ 0.50% · 4.625%
HK$23,781
+HK$1,191/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$45,180/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,747
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,393
−HK$655/mo
Today · 4.125%
HK$22,048
baseline
▲ 0.50% · 4.625%
HK$23,390
+HK$1,342/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,096/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,081
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,700
−HK$628/mo
Today · 4.125%
HK$24,328
baseline
▲ 0.50% · 4.625%
HK$25,610
+HK$1,282/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,656/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,229
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,921
−HK$702/mo
Today · 4.125%
HK$23,623
baseline
▲ 0.50% · 4.625%
HK$25,061
+HK$1,438/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$47,246/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,730
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,393
−HK$673/mo
Today · 4.125%
HK$26,066
baseline
▲ 0.50% · 4.625%
HK$27,440
+HK$1,374/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$52,132/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,711
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,449
−HK$749/mo
Today · 4.125%
HK$25,198
baseline
▲ 0.50% · 4.625%
HK$26,731
+HK$1,533/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,396/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,378
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,086
−HK$717/mo
Today · 4.125%
HK$27,803
baseline
▲ 0.50% · 4.625%
HK$29,269
+HK$1,466/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,606/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,193
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,977
−HK$796/mo
Today · 4.125%
HK$26,773
baseline
▲ 0.50% · 4.625%
HK$28,402
+HK$1,629/mo
Deposit HK$975K · loan HK$5.52M · min. income ≈ HK$53,546/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,027
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,779
−HK$762/mo
Today · 4.125%
HK$29,541
baseline
▲ 0.50% · 4.625%
HK$31,098
+HK$1,557/mo
Deposit HK$975K · loan HK$5.52M · min. income ≈ HK$59,082/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,675
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,505
−HK$843/mo
Today · 4.125%
HK$28,348
baseline
▲ 0.50% · 4.625%
HK$30,073
+HK$1,725/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,696/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,676
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,472
−HK$807/mo
Today · 4.125%
HK$31,279
baseline
▲ 0.50% · 4.625%
HK$32,928
+HK$1,649/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,558/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$184,903 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).