▼ 0.50% · 3.625%
HK$14,844
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,305
−HK$470/mo
Today · 4.125%
HK$15,775
baseline
▲ 0.50% · 4.625%
HK$16,734
+HK$959/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,550/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,513
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,956
−HK$450/mo
Today · 4.125%
HK$17,406
baseline
▲ 0.50% · 4.625%
HK$18,323
+HK$917/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,812/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,328
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,836
−HK$516/mo
Today · 4.125%
HK$17,352
baseline
▲ 0.50% · 4.625%
HK$18,408
+HK$1,056/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,704/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,165
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,652
−HK$494/mo
Today · 4.125%
HK$19,146
baseline
▲ 0.50% · 4.625%
HK$20,155
+HK$1,009/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,292/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,812
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,367
−HK$562/mo
Today · 4.125%
HK$18,929
baseline
▲ 0.50% · 4.625%
HK$20,081
+HK$1,152/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$37,858/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,816
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,348
−HK$539/mo
Today · 4.125%
HK$20,887
baseline
▲ 0.50% · 4.625%
HK$21,988
+HK$1,101/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$41,774/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,297
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,897
−HK$610/mo
Today · 4.125%
HK$20,507
baseline
▲ 0.50% · 4.625%
HK$21,755
+HK$1,248/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$41,014/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,468
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,043
−HK$584/mo
Today · 4.125%
HK$22,627
baseline
▲ 0.50% · 4.625%
HK$23,820
+HK$1,193/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,254/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,781
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,428
−HK$656/mo
Today · 4.125%
HK$22,084
baseline
▲ 0.50% · 4.625%
HK$23,428
+HK$1,344/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,168/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,119
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,739
−HK$629/mo
Today · 4.125%
HK$24,368
baseline
▲ 0.50% · 4.625%
HK$25,652
+HK$1,284/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,736/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,266
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,958
−HK$704/mo
Today · 4.125%
HK$23,662
baseline
▲ 0.50% · 4.625%
HK$25,102
+HK$1,440/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,324/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,770
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,435
−HK$673/mo
Today · 4.125%
HK$26,108
baseline
▲ 0.50% · 4.625%
HK$27,485
+HK$1,377/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,216/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,750
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,489
−HK$750/mo
Today · 4.125%
HK$25,239
baseline
▲ 0.50% · 4.625%
HK$26,775
+HK$1,536/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,478/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,422
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,130
−HK$719/mo
Today · 4.125%
HK$27,849
baseline
▲ 0.50% · 4.625%
HK$29,317
+HK$1,468/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,698/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,234
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,019
−HK$798/mo
Today · 4.125%
HK$26,817
baseline
▲ 0.50% · 4.625%
HK$28,448
+HK$1,631/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$53,634/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,073
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,826
−HK$764/mo
Today · 4.125%
HK$29,590
baseline
▲ 0.50% · 4.625%
HK$31,149
+HK$1,559/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$59,180/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,719
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,550
−HK$844/mo
Today · 4.125%
HK$28,394
baseline
▲ 0.50% · 4.625%
HK$30,122
+HK$1,728/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,788/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,724
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,521
−HK$809/mo
Today · 4.125%
HK$31,330
baseline
▲ 0.50% · 4.625%
HK$32,982
+HK$1,652/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,660/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$185,967 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).