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At today's rate and a 90% mortgage, the deposit on this unit is about HK$665K, with repayments around HK$29,008/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$665K · loan HK$5.99M · min. income ≈ HK$58,016/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$199,509 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Yuen Long Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 519 Saleable ft²
- Gross Area
- 670 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-22 | HK$5.85M | −2.5% 4.3y · −4.0%/yr |
| 2024-06-11 | HK$6.00M | −12.4% 4.0y · −3.0%/yr |
| 2020-06-02 | HK$6.85M | +26.9% 3.6y · 7.0%/yr |
| 2016-10-05 | HK$5.40M | +36.0% 5.5y · 7.0%/yr |
| 2011-05-09 | HK$3.97M | — |