▼ 0.50% · 3.625%
HK$17,341
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,881
−HK$548/mo
Today · 4.125%
HK$18,429
baseline
▲ 0.50% · 4.625%
HK$19,550
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,858/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,292
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,810
−HK$525/mo
Today · 4.125%
HK$20,335
baseline
▲ 0.50% · 4.625%
HK$21,406
+HK$1,071/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,670/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,076
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,669
−HK$603/mo
Today · 4.125%
HK$20,272
baseline
▲ 0.50% · 4.625%
HK$21,505
+HK$1,233/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,544/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,221
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,791
−HK$577/mo
Today · 4.125%
HK$22,368
baseline
▲ 0.50% · 4.625%
HK$23,547
+HK$1,179/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,736/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,810
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,457
−HK$658/mo
Today · 4.125%
HK$22,115
baseline
▲ 0.50% · 4.625%
HK$23,460
+HK$1,345/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,230/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,151
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,772
−HK$629/mo
Today · 4.125%
HK$24,401
baseline
▲ 0.50% · 4.625%
HK$25,688
+HK$1,287/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,802/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,544
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,245
−HK$713/mo
Today · 4.125%
HK$23,958
baseline
▲ 0.50% · 4.625%
HK$25,415
+HK$1,457/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,916/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,080
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,753
−HK$682/mo
Today · 4.125%
HK$26,435
baseline
▲ 0.50% · 4.625%
HK$27,828
+HK$1,393/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,870/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,278
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,033
−HK$768/mo
Today · 4.125%
HK$25,801
baseline
▲ 0.50% · 4.625%
HK$27,370
+HK$1,569/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,602/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,009
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,733
−HK$735/mo
Today · 4.125%
HK$28,468
baseline
▲ 0.50% · 4.625%
HK$29,969
+HK$1,501/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,936/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,012
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,821
−HK$822/mo
Today · 4.125%
HK$27,643
baseline
▲ 0.50% · 4.625%
HK$29,325
+HK$1,682/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,286/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,938
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,714
−HK$788/mo
Today · 4.125%
HK$30,502
baseline
▲ 0.50% · 4.625%
HK$32,110
+HK$1,608/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$61,004/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,746
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,609
−HK$877/mo
Today · 4.125%
HK$29,486
baseline
▲ 0.50% · 4.625%
HK$31,280
+HK$1,794/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,972/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,868
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,695
−HK$840/mo
Today · 4.125%
HK$32,535
baseline
▲ 0.50% · 4.625%
HK$34,250
+HK$1,715/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$65,070/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,481
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,398
−HK$931/mo
Today · 4.125%
HK$31,329
baseline
▲ 0.50% · 4.625%
HK$33,236
+HK$1,907/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,658/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,797
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,676
−HK$893/mo
Today · 4.125%
HK$34,569
baseline
▲ 0.50% · 4.625%
HK$36,391
+HK$1,822/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,138/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,215
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,186
−HK$986/mo
Today · 4.125%
HK$33,172
baseline
▲ 0.50% · 4.625%
HK$35,191
+HK$2,019/mo
Deposit HK$761K · loan HK$6.84M · min. income ≈ HK$66,344/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,726
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,657
−HK$945/mo
Today · 4.125%
HK$36,602
baseline
▲ 0.50% · 4.625%
HK$38,532
+HK$1,930/mo
Deposit HK$761K · loan HK$6.84M · min. income ≈ HK$73,204/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,152 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).