▼ 0.50% · 3.625%
HK$20,937
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,588
−HK$662/mo
Today · 4.125%
HK$22,250
baseline
▲ 0.50% · 4.625%
HK$23,604
+HK$1,354/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,500/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,292
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,917
−HK$634/mo
Today · 4.125%
HK$24,551
baseline
▲ 0.50% · 4.625%
HK$25,845
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,102/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,031
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,747
−HK$728/mo
Today · 4.125%
HK$24,475
baseline
▲ 0.50% · 4.625%
HK$25,964
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,950/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,621
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,309
−HK$697/mo
Today · 4.125%
HK$27,006
baseline
▲ 0.50% · 4.625%
HK$28,429
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,012/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,124
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,906
−HK$794/mo
Today · 4.125%
HK$26,700
baseline
▲ 0.50% · 4.625%
HK$28,325
+HK$1,625/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,400/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,951
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,700
−HK$761/mo
Today · 4.125%
HK$29,461
baseline
▲ 0.50% · 4.625%
HK$31,014
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,922/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,218
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,065
−HK$860/mo
Today · 4.125%
HK$28,925
baseline
▲ 0.50% · 4.625%
HK$30,685
+HK$1,760/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,850/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,280
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,092
−HK$824/mo
Today · 4.125%
HK$31,916
baseline
▲ 0.50% · 4.625%
HK$33,598
+HK$1,682/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,832/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,312
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,224
−HK$926/mo
Today · 4.125%
HK$31,150
baseline
▲ 0.50% · 4.625%
HK$33,045
+HK$1,895/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$62,300/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,609
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,484
−HK$887/mo
Today · 4.125%
HK$34,371
baseline
▲ 0.50% · 4.625%
HK$36,183
+HK$1,812/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$68,742/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,405
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,382
−HK$993/mo
Today · 4.125%
HK$33,375
baseline
▲ 0.50% · 4.625%
HK$35,406
+HK$2,031/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,750/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,938
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,875
−HK$951/mo
Today · 4.125%
HK$36,826
baseline
▲ 0.50% · 4.625%
HK$38,767
+HK$1,941/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,652/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,499
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,541
−HK$1,059/mo
Today · 4.125%
HK$35,600
baseline
▲ 0.50% · 4.625%
HK$37,766
+HK$2,166/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,200/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,268
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,267
−HK$1,014/mo
Today · 4.125%
HK$39,281
baseline
▲ 0.50% · 4.625%
HK$41,352
+HK$2,071/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,562/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,593
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,700
−HK$1,125/mo
Today · 4.125%
HK$37,825
baseline
▲ 0.50% · 4.625%
HK$40,126
+HK$2,301/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,650/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,597
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,659
−HK$1,077/mo
Today · 4.125%
HK$41,736
baseline
▲ 0.50% · 4.625%
HK$43,936
+HK$2,200/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,472/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,687
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,859
−HK$1,191/mo
Today · 4.125%
HK$40,050
baseline
▲ 0.50% · 4.625%
HK$42,487
+HK$2,437/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,100/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,926
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,050
−HK$1,141/mo
Today · 4.125%
HK$44,191
baseline
▲ 0.50% · 4.625%
HK$46,520
+HK$2,329/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,382/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,187 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).