▼ 0.50% · 3.625%
HK$4,816
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$152/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$312/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,358
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$145/mo
Today · 4.125%
HK$5,647
baseline
▲ 0.50% · 4.625%
HK$5,945
+HK$298/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$11,294/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,298
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,463
−HK$167/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,973
+HK$343/mo
Deposit HK$950K · loan HK$1.16M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,052
−HK$160/mo
Today · 4.125%
HK$6,212
baseline
▲ 0.50% · 4.625%
HK$6,540
+HK$328/mo
Deposit HK$950K · loan HK$1.16M · min. income ≈ HK$12,424/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,779
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,959
−HK$183/mo
Today · 4.125%
HK$6,142
baseline
▲ 0.50% · 4.625%
HK$6,516
+HK$374/mo
Deposit HK$845K · loan HK$1.27M · min. income ≈ HK$12,284/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,430
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,602
−HK$175/mo
Today · 4.125%
HK$6,777
baseline
▲ 0.50% · 4.625%
HK$7,134
+HK$357/mo
Deposit HK$845K · loan HK$1.27M · min. income ≈ HK$13,554/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,261
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,456
−HK$198/mo
Today · 4.125%
HK$6,654
baseline
▲ 0.50% · 4.625%
HK$7,058
+HK$404/mo
Deposit HK$739K · loan HK$1.37M · min. income ≈ HK$13,308/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,965
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,152
−HK$190/mo
Today · 4.125%
HK$7,342
baseline
▲ 0.50% · 4.625%
HK$7,729
+HK$387/mo
Deposit HK$739K · loan HK$1.37M · min. income ≈ HK$14,684/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,743
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,952
−HK$213/mo
Today · 4.125%
HK$7,165
baseline
▲ 0.50% · 4.625%
HK$7,601
+HK$436/mo
Deposit HK$634K · loan HK$1.48M · min. income ≈ HK$14,330/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,501
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,702
−HK$204/mo
Today · 4.125%
HK$7,906
baseline
▲ 0.50% · 4.625%
HK$8,323
+HK$417/mo
Deposit HK$634K · loan HK$1.48M · min. income ≈ HK$15,812/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,224
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,449
−HK$228/mo
Today · 4.125%
HK$7,677
baseline
▲ 0.50% · 4.625%
HK$8,144
+HK$467/mo
Deposit HK$528K · loan HK$1.58M · min. income ≈ HK$15,354/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,037
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,252
−HK$219/mo
Today · 4.125%
HK$8,471
baseline
▲ 0.50% · 4.625%
HK$8,918
+HK$447/mo
Deposit HK$528K · loan HK$1.58M · min. income ≈ HK$16,942/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,706
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,946
−HK$243/mo
Today · 4.125%
HK$8,189
baseline
▲ 0.50% · 4.625%
HK$8,687
+HK$498/mo
Deposit HK$422K · loan HK$1.69M · min. income ≈ HK$16,378/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,573
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,803
−HK$233/mo
Today · 4.125%
HK$9,036
baseline
▲ 0.50% · 4.625%
HK$9,512
+HK$476/mo
Deposit HK$422K · loan HK$1.69M · min. income ≈ HK$18,072/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,187
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,442
−HK$259/mo
Today · 4.125%
HK$8,701
baseline
▲ 0.50% · 4.625%
HK$9,230
+HK$529/mo
Deposit HK$317K · loan HK$1.80M · min. income ≈ HK$17,402/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,108
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,353
−HK$248/mo
Today · 4.125%
HK$9,601
baseline
▲ 0.50% · 4.625%
HK$10,107
+HK$506/mo
Deposit HK$317K · loan HK$1.80M · min. income ≈ HK$19,202/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,669
−HK$544/mo
▼ 0.25% · 3.875%
HK$8,939
−HK$274/mo
Today · 4.125%
HK$9,213
baseline
▲ 0.50% · 4.625%
HK$9,773
+HK$560/mo
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$18,426/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,644
−HK$521/mo
▼ 0.25% · 3.875%
HK$9,903
−HK$262/mo
Today · 4.125%
HK$10,165
baseline
▲ 0.50% · 4.625%
HK$10,701
+HK$536/mo
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$20,330/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).