▼ 0.50% · 3.625%
HK$4,118
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,246
−HK$130/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,643
+HK$267/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,581
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,704
−HK$125/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$255/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,671
−HK$143/mo
Today · 4.125%
HK$4,814
baseline
▲ 0.50% · 4.625%
HK$5,107
+HK$293/mo
Deposit HK$813K · loan HK$993K · min. income ≈ HK$9,628/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,175
−HK$137/mo
Today · 4.125%
HK$5,312
baseline
▲ 0.50% · 4.625%
HK$5,592
+HK$280/mo
Deposit HK$813K · loan HK$993K · min. income ≈ HK$10,624/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,096
−HK$156/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,571
+HK$319/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,498
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$150/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,100
+HK$305/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,354
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,520
−HK$169/mo
Today · 4.125%
HK$5,689
baseline
▲ 0.50% · 4.625%
HK$6,036
+HK$347/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$11,378/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,956
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,116
−HK$162/mo
Today · 4.125%
HK$6,278
baseline
▲ 0.50% · 4.625%
HK$6,609
+HK$331/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$12,556/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,765
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,945
−HK$182/mo
Today · 4.125%
HK$6,127
baseline
▲ 0.50% · 4.625%
HK$6,500
+HK$373/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$12,254/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,414
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,586
−HK$175/mo
Today · 4.125%
HK$6,761
baseline
▲ 0.50% · 4.625%
HK$7,117
+HK$356/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$13,522/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,177
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,369
−HK$196/mo
Today · 4.125%
HK$6,565
baseline
▲ 0.50% · 4.625%
HK$6,964
+HK$399/mo
Deposit HK$452K · loan HK$1.35M · min. income ≈ HK$13,130/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,872
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,056
−HK$187/mo
Today · 4.125%
HK$7,243
baseline
▲ 0.50% · 4.625%
HK$7,625
+HK$382/mo
Deposit HK$452K · loan HK$1.35M · min. income ≈ HK$14,486/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,589
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,794
−HK$208/mo
Today · 4.125%
HK$7,002
baseline
▲ 0.50% · 4.625%
HK$7,428
+HK$426/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$14,004/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,330
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,527
−HK$199/mo
Today · 4.125%
HK$7,726
baseline
▲ 0.50% · 4.625%
HK$8,134
+HK$408/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$15,452/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,001
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,219
−HK$221/mo
Today · 4.125%
HK$7,440
baseline
▲ 0.50% · 4.625%
HK$7,893
+HK$453/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,880/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,788
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,997
−HK$212/mo
Today · 4.125%
HK$8,209
baseline
▲ 0.50% · 4.625%
HK$8,642
+HK$433/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,418/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,413
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,643
−HK$235/mo
Today · 4.125%
HK$7,878
baseline
▲ 0.50% · 4.625%
HK$8,357
+HK$479/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,756/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,247
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,468
−HK$224/mo
Today · 4.125%
HK$8,692
baseline
▲ 0.50% · 4.625%
HK$9,150
+HK$458/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,384/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).