▼ 0.50% · 3.625%
HK$19,465
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,070
−HK$615/mo
Today · 4.125%
HK$20,685
baseline
▲ 0.50% · 4.625%
HK$21,944
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,370/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,654
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,235
−HK$589/mo
Today · 4.125%
HK$22,824
baseline
▲ 0.50% · 4.625%
HK$24,027
+HK$1,203/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,648/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,411
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,077
−HK$677/mo
Today · 4.125%
HK$22,754
baseline
▲ 0.50% · 4.625%
HK$24,138
+HK$1,384/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,508/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,820
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,459
−HK$648/mo
Today · 4.125%
HK$25,107
baseline
▲ 0.50% · 4.625%
HK$26,430
+HK$1,323/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,214/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,358
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,084
−HK$738/mo
Today · 4.125%
HK$24,822
baseline
▲ 0.50% · 4.625%
HK$26,333
+HK$1,511/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,644/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,985
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,682
−HK$707/mo
Today · 4.125%
HK$27,389
baseline
▲ 0.50% · 4.625%
HK$28,833
+HK$1,444/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,778/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,304
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,091
−HK$800/mo
Today · 4.125%
HK$26,891
baseline
▲ 0.50% · 4.625%
HK$28,527
+HK$1,636/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,782/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,151
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,906
−HK$765/mo
Today · 4.125%
HK$29,671
baseline
▲ 0.50% · 4.625%
HK$31,236
+HK$1,565/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,342/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,251
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,098
−HK$861/mo
Today · 4.125%
HK$28,959
baseline
▲ 0.50% · 4.625%
HK$30,722
+HK$1,763/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,918/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,316
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,129
−HK$825/mo
Today · 4.125%
HK$31,954
baseline
▲ 0.50% · 4.625%
HK$33,638
+HK$1,684/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,908/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,197
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,105
−HK$923/mo
Today · 4.125%
HK$31,028
baseline
▲ 0.50% · 4.625%
HK$32,916
+HK$1,888/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,056/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,481
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,353
−HK$883/mo
Today · 4.125%
HK$34,236
baseline
▲ 0.50% · 4.625%
HK$36,041
+HK$1,805/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,472/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,144
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,112
−HK$985/mo
Today · 4.125%
HK$33,097
baseline
▲ 0.50% · 4.625%
HK$35,110
+HK$2,013/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,194/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,647
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,576
−HK$943/mo
Today · 4.125%
HK$36,519
baseline
▲ 0.50% · 4.625%
HK$38,444
+HK$1,925/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,038/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,090
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,119
−HK$1,046/mo
Today · 4.125%
HK$35,165
baseline
▲ 0.50% · 4.625%
HK$37,305
+HK$2,140/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,330/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,812
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,800
−HK$1,001/mo
Today · 4.125%
HK$38,801
baseline
▲ 0.50% · 4.625%
HK$40,846
+HK$2,045/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,602/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,037
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,126
−HK$1,108/mo
Today · 4.125%
HK$37,234
baseline
▲ 0.50% · 4.625%
HK$39,499
+HK$2,265/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$74,468/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,978
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,023
−HK$1,061/mo
Today · 4.125%
HK$41,084
baseline
▲ 0.50% · 4.625%
HK$43,249
+HK$2,165/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$82,168/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,086 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).