▼ 0.50% · 3.625%
HK$17,440
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,983
−HK$551/mo
Today · 4.125%
HK$18,534
baseline
▲ 0.50% · 4.625%
HK$19,662
+HK$1,128/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,068/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,402
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,923
−HK$528/mo
Today · 4.125%
HK$20,451
baseline
▲ 0.50% · 4.625%
HK$21,529
+HK$1,078/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,902/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,184
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,781
−HK$607/mo
Today · 4.125%
HK$20,388
baseline
▲ 0.50% · 4.625%
HK$21,628
+HK$1,240/mo
Deposit HK$3.44M · loan HK$4.21M · min. income ≈ HK$40,776/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,343
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,915
−HK$581/mo
Today · 4.125%
HK$22,496
baseline
▲ 0.50% · 4.625%
HK$23,681
+HK$1,185/mo
Deposit HK$3.44M · loan HK$4.21M · min. income ≈ HK$44,992/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,929
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,580
−HK$661/mo
Today · 4.125%
HK$22,241
baseline
▲ 0.50% · 4.625%
HK$23,594
+HK$1,353/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,482/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,283
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,907
−HK$634/mo
Today · 4.125%
HK$24,541
baseline
▲ 0.50% · 4.625%
HK$25,834
+HK$1,293/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,082/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,673
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,378
−HK$716/mo
Today · 4.125%
HK$24,094
baseline
▲ 0.50% · 4.625%
HK$25,560
+HK$1,466/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$48,188/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,223
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,899
−HK$687/mo
Today · 4.125%
HK$26,586
baseline
▲ 0.50% · 4.625%
HK$27,987
+HK$1,401/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$53,172/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,417
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,176
−HK$772/mo
Today · 4.125%
HK$25,948
baseline
▲ 0.50% · 4.625%
HK$27,527
+HK$1,579/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,896/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,163
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,892
−HK$739/mo
Today · 4.125%
HK$28,631
baseline
▲ 0.50% · 4.625%
HK$30,140
+HK$1,509/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,262/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,161
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,974
−HK$827/mo
Today · 4.125%
HK$27,801
baseline
▲ 0.50% · 4.625%
HK$29,493
+HK$1,692/mo
Deposit HK$1.91M · loan HK$5.74M · min. income ≈ HK$55,602/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,103
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,884
−HK$792/mo
Today · 4.125%
HK$30,676
baseline
▲ 0.50% · 4.625%
HK$32,293
+HK$1,617/mo
Deposit HK$1.91M · loan HK$5.74M · min. income ≈ HK$61,352/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,905
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,773
−HK$882/mo
Today · 4.125%
HK$29,655
baseline
▲ 0.50% · 4.625%
HK$31,459
+HK$1,804/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$59,310/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,044
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,876
−HK$845/mo
Today · 4.125%
HK$32,721
baseline
▲ 0.50% · 4.625%
HK$34,446
+HK$1,725/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$65,442/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,649
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,571
−HK$937/mo
Today · 4.125%
HK$31,508
baseline
▲ 0.50% · 4.625%
HK$33,425
+HK$1,917/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$63,016/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,984
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,869
−HK$897/mo
Today · 4.125%
HK$34,766
baseline
▲ 0.50% · 4.625%
HK$36,599
+HK$1,833/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$69,532/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,393
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,369
−HK$992/mo
Today · 4.125%
HK$33,361
baseline
▲ 0.50% · 4.625%
HK$35,391
+HK$2,030/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$66,722/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,924
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,861
−HK$950/mo
Today · 4.125%
HK$36,811
baseline
▲ 0.50% · 4.625%
HK$38,751
+HK$1,940/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$73,622/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,454 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).