▼ 0.50% · 3.625%
HK$3,913
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,035
−HK$123/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$253/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,353
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,470
−HK$118/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,830
+HK$242/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,304
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$136/mo
Today · 4.125%
HK$4,574
baseline
▲ 0.50% · 4.625%
HK$4,852
+HK$278/mo
Deposit HK$772K · loan HK$944K · min. income ≈ HK$9,148/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,788
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,917
−HK$130/mo
Today · 4.125%
HK$5,047
baseline
▲ 0.50% · 4.625%
HK$5,313
+HK$266/mo
Deposit HK$772K · loan HK$944K · min. income ≈ HK$10,094/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$149/mo
Today · 4.125%
HK$4,990
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$303/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$9,980/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,224
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,364
−HK$142/mo
Today · 4.125%
HK$5,506
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$290/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$11,012/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,245
−HK$161/mo
Today · 4.125%
HK$5,406
baseline
▲ 0.50% · 4.625%
HK$5,735
+HK$329/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$10,812/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,659
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,811
−HK$154/mo
Today · 4.125%
HK$5,965
baseline
▲ 0.50% · 4.625%
HK$6,279
+HK$314/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$11,930/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,478
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,648
−HK$174/mo
Today · 4.125%
HK$5,822
baseline
▲ 0.50% · 4.625%
HK$6,176
+HK$354/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$11,644/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,094
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,258
−HK$165/mo
Today · 4.125%
HK$6,423
baseline
▲ 0.50% · 4.625%
HK$6,762
+HK$339/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$12,846/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,869
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,052
−HK$185/mo
Today · 4.125%
HK$6,237
baseline
▲ 0.50% · 4.625%
HK$6,617
+HK$380/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,474/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,530
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,705
−HK$177/mo
Today · 4.125%
HK$6,882
baseline
▲ 0.50% · 4.625%
HK$7,245
+HK$363/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,764/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,261
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,455
−HK$198/mo
Today · 4.125%
HK$6,653
baseline
▲ 0.50% · 4.625%
HK$7,058
+HK$405/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,306/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,965
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,152
−HK$189/mo
Today · 4.125%
HK$7,341
baseline
▲ 0.50% · 4.625%
HK$7,728
+HK$387/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,682/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,652
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,859
−HK$210/mo
Today · 4.125%
HK$7,069
baseline
▲ 0.50% · 4.625%
HK$7,499
+HK$430/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,138/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,400
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,599
−HK$201/mo
Today · 4.125%
HK$7,800
baseline
▲ 0.50% · 4.625%
HK$8,211
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,600/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,043
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,262
−HK$223/mo
Today · 4.125%
HK$7,485
baseline
▲ 0.50% · 4.625%
HK$7,940
+HK$455/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$14,970/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,835
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,046
−HK$213/mo
Today · 4.125%
HK$8,259
baseline
▲ 0.50% · 4.625%
HK$8,694
+HK$435/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$16,518/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).