▼ 0.50% · 3.625%
HK$5,000
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,156
−HK$158/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,637
+HK$323/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,563
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,712
−HK$151/mo
Today · 4.125%
HK$5,863
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$309/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,726/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,671
−HK$174/mo
Today · 4.125%
HK$5,845
baseline
▲ 0.50% · 4.625%
HK$6,201
+HK$356/mo
Deposit HK$987K · loan HK$1.21M · min. income ≈ HK$11,690/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,119
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,283
−HK$167/mo
Today · 4.125%
HK$6,450
baseline
▲ 0.50% · 4.625%
HK$6,790
+HK$340/mo
Deposit HK$987K · loan HK$1.21M · min. income ≈ HK$12,900/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,000
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,187
−HK$190/mo
Today · 4.125%
HK$6,377
baseline
▲ 0.50% · 4.625%
HK$6,765
+HK$388/mo
Deposit HK$877K · loan HK$1.32M · min. income ≈ HK$12,754/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,675
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,854
−HK$182/mo
Today · 4.125%
HK$7,036
baseline
▲ 0.50% · 4.625%
HK$7,407
+HK$371/mo
Deposit HK$877K · loan HK$1.32M · min. income ≈ HK$14,072/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,500
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,702
−HK$206/mo
Today · 4.125%
HK$6,908
baseline
▲ 0.50% · 4.625%
HK$7,328
+HK$420/mo
Deposit HK$767K · loan HK$1.43M · min. income ≈ HK$13,816/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,231
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,425
−HK$197/mo
Today · 4.125%
HK$7,622
baseline
▲ 0.50% · 4.625%
HK$8,024
+HK$402/mo
Deposit HK$767K · loan HK$1.43M · min. income ≈ HK$15,244/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,000
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,218
−HK$221/mo
Today · 4.125%
HK$7,439
baseline
▲ 0.50% · 4.625%
HK$7,892
+HK$453/mo
Deposit HK$658K · loan HK$1.53M · min. income ≈ HK$14,878/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,788
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,997
−HK$212/mo
Today · 4.125%
HK$8,209
baseline
▲ 0.50% · 4.625%
HK$8,641
+HK$432/mo
Deposit HK$658K · loan HK$1.53M · min. income ≈ HK$16,418/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,500
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,734
−HK$237/mo
Today · 4.125%
HK$7,971
baseline
▲ 0.50% · 4.625%
HK$8,456
+HK$485/mo
Deposit HK$548K · loan HK$1.64M · min. income ≈ HK$15,942/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,344
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,568
−HK$227/mo
Today · 4.125%
HK$8,795
baseline
▲ 0.50% · 4.625%
HK$9,258
+HK$463/mo
Deposit HK$548K · loan HK$1.64M · min. income ≈ HK$17,590/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,000
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,249
−HK$253/mo
Today · 4.125%
HK$8,502
baseline
▲ 0.50% · 4.625%
HK$9,019
+HK$517/mo
Deposit HK$439K · loan HK$1.75M · min. income ≈ HK$17,004/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,900
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,139
−HK$242/mo
Today · 4.125%
HK$9,381
baseline
▲ 0.50% · 4.625%
HK$9,876
+HK$495/mo
Deposit HK$439K · loan HK$1.75M · min. income ≈ HK$18,762/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,500
−HK$533/mo
▼ 0.25% · 3.875%
HK$8,765
−HK$268/mo
Today · 4.125%
HK$9,033
baseline
▲ 0.50% · 4.625%
HK$9,583
+HK$550/mo
Deposit HK$329K · loan HK$1.86M · min. income ≈ HK$18,066/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,457
−HK$510/mo
▼ 0.25% · 3.875%
HK$9,710
−HK$257/mo
Today · 4.125%
HK$9,967
baseline
▲ 0.50% · 4.625%
HK$10,493
+HK$526/mo
Deposit HK$329K · loan HK$1.86M · min. income ≈ HK$19,934/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,000
−HK$565/mo
▼ 0.25% · 3.875%
HK$9,280
−HK$285/mo
Today · 4.125%
HK$9,565
baseline
▲ 0.50% · 4.625%
HK$10,147
+HK$582/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$19,130/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,013
−HK$541/mo
▼ 0.25% · 3.875%
HK$10,281
−HK$273/mo
Today · 4.125%
HK$10,554
baseline
▲ 0.50% · 4.625%
HK$11,110
+HK$556/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$21,108/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).