▼ 0.50% · 3.625%
HK$17,088
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,619
−HK$540/mo
Today · 4.125%
HK$18,159
baseline
▲ 0.50% · 4.625%
HK$19,264
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,318/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,010
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,520
−HK$517/mo
Today · 4.125%
HK$20,037
baseline
▲ 0.50% · 4.625%
HK$21,093
+HK$1,056/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,074/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,796
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,381
−HK$594/mo
Today · 4.125%
HK$19,975
baseline
▲ 0.50% · 4.625%
HK$21,190
+HK$1,215/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,950/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,911
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,472
−HK$568/mo
Today · 4.125%
HK$22,040
baseline
▲ 0.50% · 4.625%
HK$23,202
+HK$1,162/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,080/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,505
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,143
−HK$648/mo
Today · 4.125%
HK$21,791
baseline
▲ 0.50% · 4.625%
HK$23,117
+HK$1,326/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,582/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,812
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,424
−HK$620/mo
Today · 4.125%
HK$24,044
baseline
▲ 0.50% · 4.625%
HK$25,312
+HK$1,268/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,088/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,214
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,905
−HK$702/mo
Today · 4.125%
HK$23,607
baseline
▲ 0.50% · 4.625%
HK$25,043
+HK$1,436/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,214/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,713
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,375
−HK$673/mo
Today · 4.125%
HK$26,048
baseline
▲ 0.50% · 4.625%
HK$27,421
+HK$1,373/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,096/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,923
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,667
−HK$756/mo
Today · 4.125%
HK$25,423
baseline
▲ 0.50% · 4.625%
HK$26,970
+HK$1,547/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,846/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,614
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,327
−HK$725/mo
Today · 4.125%
HK$28,052
baseline
▲ 0.50% · 4.625%
HK$29,530
+HK$1,478/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,104/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,631
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,429
−HK$810/mo
Today · 4.125%
HK$27,239
baseline
▲ 0.50% · 4.625%
HK$28,896
+HK$1,657/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,478/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,515
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,279
−HK$776/mo
Today · 4.125%
HK$30,055
baseline
▲ 0.50% · 4.625%
HK$31,639
+HK$1,584/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,110/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,340
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,191
−HK$864/mo
Today · 4.125%
HK$29,055
baseline
▲ 0.50% · 4.625%
HK$30,823
+HK$1,768/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$58,110/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,416
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,231
−HK$828/mo
Today · 4.125%
HK$32,059
baseline
▲ 0.50% · 4.625%
HK$33,749
+HK$1,690/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$64,118/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,049
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,952
−HK$919/mo
Today · 4.125%
HK$30,871
baseline
▲ 0.50% · 4.625%
HK$32,749
+HK$1,878/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,742/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,317
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,183
−HK$880/mo
Today · 4.125%
HK$34,063
baseline
▲ 0.50% · 4.625%
HK$35,858
+HK$1,795/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,126/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,758
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,714
−HK$972/mo
Today · 4.125%
HK$32,686
baseline
▲ 0.50% · 4.625%
HK$34,675
+HK$1,989/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$65,372/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,218
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,135
−HK$931/mo
Today · 4.125%
HK$36,066
baseline
▲ 0.50% · 4.625%
HK$37,967
+HK$1,901/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$72,132/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,812 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).