▼ 0.50% · 3.625%
HK$18,574
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,152
−HK$587/mo
Today · 4.125%
HK$19,739
baseline
▲ 0.50% · 4.625%
HK$20,940
+HK$1,201/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,478/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,663
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,217
−HK$563/mo
Today · 4.125%
HK$21,780
baseline
▲ 0.50% · 4.625%
HK$22,928
+HK$1,148/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,560/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,431
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,067
−HK$646/mo
Today · 4.125%
HK$21,713
baseline
▲ 0.50% · 4.625%
HK$23,034
+HK$1,321/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,426/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,730
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,339
−HK$619/mo
Today · 4.125%
HK$23,958
baseline
▲ 0.50% · 4.625%
HK$25,220
+HK$1,262/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,916/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,289
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,982
−HK$704/mo
Today · 4.125%
HK$23,686
baseline
▲ 0.50% · 4.625%
HK$25,128
+HK$1,442/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,372/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,796
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,461
−HK$675/mo
Today · 4.125%
HK$26,136
baseline
▲ 0.50% · 4.625%
HK$27,513
+HK$1,377/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,272/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,146
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,897
−HK$763/mo
Today · 4.125%
HK$25,660
baseline
▲ 0.50% · 4.625%
HK$27,222
+HK$1,562/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,320/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,862
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,583
−HK$731/mo
Today · 4.125%
HK$28,314
baseline
▲ 0.50% · 4.625%
HK$29,806
+HK$1,492/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,628/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,003
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,812
−HK$822/mo
Today · 4.125%
HK$27,634
baseline
▲ 0.50% · 4.625%
HK$29,316
+HK$1,682/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,268/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,929
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,704
−HK$788/mo
Today · 4.125%
HK$30,492
baseline
▲ 0.50% · 4.625%
HK$32,099
+HK$1,607/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,984/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,861
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,727
−HK$881/mo
Today · 4.125%
HK$29,608
baseline
▲ 0.50% · 4.625%
HK$31,410
+HK$1,802/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,216/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,995
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,826
−HK$843/mo
Today · 4.125%
HK$32,669
baseline
▲ 0.50% · 4.625%
HK$34,392
+HK$1,723/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,338/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,718
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,643
−HK$939/mo
Today · 4.125%
HK$31,582
baseline
▲ 0.50% · 4.625%
HK$33,504
+HK$1,922/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,164/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,061
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,948
−HK$899/mo
Today · 4.125%
HK$34,847
baseline
▲ 0.50% · 4.625%
HK$36,684
+HK$1,837/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,694/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,576
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,558
−HK$998/mo
Today · 4.125%
HK$33,556
baseline
▲ 0.50% · 4.625%
HK$35,597
+HK$2,041/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,112/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,128
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,070
−HK$955/mo
Today · 4.125%
HK$37,025
baseline
▲ 0.50% · 4.625%
HK$38,977
+HK$1,952/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$74,050/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,433
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,473
−HK$1,057/mo
Today · 4.125%
HK$35,530
baseline
▲ 0.50% · 4.625%
HK$37,691
+HK$2,161/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$71,060/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,194
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,191
−HK$1,012/mo
Today · 4.125%
HK$39,203
baseline
▲ 0.50% · 4.625%
HK$41,270
+HK$2,067/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$78,406/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,366 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).