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At today's rate and a 90% mortgage, the deposit on this unit is about HK$621K, with repayments around HK$27,083/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$54,166/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$155,902 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Hong Lok Road Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- D
- Saleable Area
- 427 Saleable ft²
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-13 | HK$6.40M | +28.0% 1.4y · 21.0%/yr |
| 2024-10-29 | HK$5.00M | −25.1% 3.7y · −7.0%/yr |
| 2021-01-26 | HK$6.68M | +24.5% 5.1y · 5.0%/yr |
| 2015-12-21 | HK$5.37M | — |