▼ 0.50% · 3.625%
HK$15,057
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,525
−HK$476/mo
Today · 4.125%
HK$16,001
baseline
▲ 0.50% · 4.625%
HK$16,975
+HK$974/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$32,002/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,751
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,200
−HK$456/mo
Today · 4.125%
HK$17,656
baseline
▲ 0.50% · 4.625%
HK$18,586
+HK$930/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,312/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,563
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,078
−HK$523/mo
Today · 4.125%
HK$17,601
baseline
▲ 0.50% · 4.625%
HK$18,672
+HK$1,071/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$35,202/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,426
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,920
−HK$501/mo
Today · 4.125%
HK$19,421
baseline
▲ 0.50% · 4.625%
HK$20,445
+HK$1,024/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$38,842/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,068
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,630
−HK$571/mo
Today · 4.125%
HK$19,201
baseline
▲ 0.50% · 4.625%
HK$20,370
+HK$1,169/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,402/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,101
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,640
−HK$547/mo
Today · 4.125%
HK$21,187
baseline
▲ 0.50% · 4.625%
HK$22,304
+HK$1,117/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,374/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,574
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,183
−HK$619/mo
Today · 4.125%
HK$20,802
baseline
▲ 0.50% · 4.625%
HK$22,067
+HK$1,265/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$41,604/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,776
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,360
−HK$593/mo
Today · 4.125%
HK$22,953
baseline
▲ 0.50% · 4.625%
HK$24,162
+HK$1,209/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$45,906/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,080
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,736
−HK$666/mo
Today · 4.125%
HK$22,402
baseline
▲ 0.50% · 4.625%
HK$23,765
+HK$1,363/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,804/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,451
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,080
−HK$638/mo
Today · 4.125%
HK$24,718
baseline
▲ 0.50% · 4.625%
HK$26,021
+HK$1,303/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,436/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,586
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,288
−HK$714/mo
Today · 4.125%
HK$24,002
baseline
▲ 0.50% · 4.625%
HK$25,462
+HK$1,460/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$48,004/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,126
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,800
−HK$684/mo
Today · 4.125%
HK$26,484
baseline
▲ 0.50% · 4.625%
HK$27,880
+HK$1,396/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$52,968/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,091
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,841
−HK$761/mo
Today · 4.125%
HK$25,602
baseline
▲ 0.50% · 4.625%
HK$27,160
+HK$1,558/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$51,204/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,801
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,520
−HK$729/mo
Today · 4.125%
HK$28,249
baseline
▲ 0.50% · 4.625%
HK$29,738
+HK$1,489/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$56,498/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,597
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,393
−HK$809/mo
Today · 4.125%
HK$27,202
baseline
▲ 0.50% · 4.625%
HK$28,857
+HK$1,655/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$54,404/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,476
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,240
−HK$775/mo
Today · 4.125%
HK$30,015
baseline
▲ 0.50% · 4.625%
HK$31,597
+HK$1,582/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$60,030/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,103
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,946
−HK$856/mo
Today · 4.125%
HK$28,802
baseline
▲ 0.50% · 4.625%
HK$30,555
+HK$1,753/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,604/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,151
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,960
−HK$820/mo
Today · 4.125%
HK$31,780
baseline
▲ 0.50% · 4.625%
HK$33,456
+HK$1,676/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$63,560/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$195,322 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).