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At today's rate and a 90% mortgage, the deposit on this unit is about HK$446K, with repayments around HK$19,466/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$446K · loan HK$4.02M · min. income ≈ HK$38,932/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,942 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Shui Pin Wai Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 21 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- G
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 562 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-07 | HK$4.75M | −16.1% 4.3y · −4.0%/yr |
| 2020-02-03 | HK$5.66M | +42.6% 3.3y · 13.0%/yr |
| 2016-10-14 | HK$3.97M | +103.5% 5.7y · 18.0%/yr |
| 2011-01-25 | HK$1.95M | +57.3% |
| 2005-02-08 | HK$1.24M | −9.5% |
| 2001-07-07 | HK$1.37M | — |