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At today's rate and a 90% mortgage, the deposit on this unit is about HK$483K, with repayments around HK$21,088/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,176/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,965 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Shui Pin Wai Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 21 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- H
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 570 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-30 | HK$4.68M | −28.9% 6.8y · −4.0%/yr |
| 2019-07-12 | HK$6.58M | +73.2% 3.1y · 23.0%/yr |
| 2016-06-14 | HK$3.80M | +156.8% 8.4y · 19.0%/yr |
| 2008-01-28 | HK$1.48M | −6.9% |
| 2001-05-28 | HK$1.59M | — |