▼ 0.50% · 3.625%
HK$17,787
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,340
−HK$562/mo
Today · 4.125%
HK$18,902
baseline
▲ 0.50% · 4.625%
HK$20,053
+HK$1,151/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,804/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,788
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,319
−HK$538/mo
Today · 4.125%
HK$20,857
baseline
▲ 0.50% · 4.625%
HK$21,956
+HK$1,099/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,714/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,566
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,174
−HK$619/mo
Today · 4.125%
HK$20,793
baseline
▲ 0.50% · 4.625%
HK$22,058
+HK$1,265/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,586/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,767
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,350
−HK$593/mo
Today · 4.125%
HK$22,943
baseline
▲ 0.50% · 4.625%
HK$24,152
+HK$1,209/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,886/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,344
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,008
−HK$675/mo
Today · 4.125%
HK$22,683
baseline
▲ 0.50% · 4.625%
HK$24,063
+HK$1,380/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,366/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,745
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,382
−HK$646/mo
Today · 4.125%
HK$25,028
baseline
▲ 0.50% · 4.625%
HK$26,348
+HK$1,320/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,056/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,123
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,842
−HK$731/mo
Today · 4.125%
HK$24,573
baseline
▲ 0.50% · 4.625%
HK$26,068
+HK$1,495/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,146/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,724
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,414
−HK$700/mo
Today · 4.125%
HK$27,114
baseline
▲ 0.50% · 4.625%
HK$28,543
+HK$1,429/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,228/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,902
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,676
−HK$787/mo
Today · 4.125%
HK$26,463
baseline
▲ 0.50% · 4.625%
HK$28,074
+HK$1,611/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,926/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,703
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,446
−HK$754/mo
Today · 4.125%
HK$29,200
baseline
▲ 0.50% · 4.625%
HK$30,739
+HK$1,539/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,400/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,681
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,510
−HK$844/mo
Today · 4.125%
HK$28,354
baseline
▲ 0.50% · 4.625%
HK$30,079
+HK$1,725/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,708/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,682
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,478
−HK$807/mo
Today · 4.125%
HK$31,285
baseline
▲ 0.50% · 4.625%
HK$32,935
+HK$1,650/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,570/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,459
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,344
−HK$900/mo
Today · 4.125%
HK$30,244
baseline
▲ 0.50% · 4.625%
HK$32,084
+HK$1,840/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,488/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,661
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,510
−HK$861/mo
Today · 4.125%
HK$33,371
baseline
▲ 0.50% · 4.625%
HK$35,130
+HK$1,759/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,742/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,238
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,179
−HK$955/mo
Today · 4.125%
HK$32,134
baseline
▲ 0.50% · 4.625%
HK$34,089
+HK$1,955/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,268/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,639
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,542
−HK$915/mo
Today · 4.125%
HK$35,457
baseline
▲ 0.50% · 4.625%
HK$37,326
+HK$1,869/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,914/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,017
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,013
−HK$1,011/mo
Today · 4.125%
HK$34,024
baseline
▲ 0.50% · 4.625%
HK$36,095
+HK$2,071/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,048/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,618
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,573
−HK$970/mo
Today · 4.125%
HK$37,543
baseline
▲ 0.50% · 4.625%
HK$39,521
+HK$1,978/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,086/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,014 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).