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At today's rate and a 90% mortgage, the deposit on this unit is about HK$556K, with repayments around HK$24,246/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$48,492/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,070 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- H
- Saleable Area
- 460 Saleable ft²
- Gross Area
- 609 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-17 | HK$4.82M | −21.9% 3.7y · −6.0%/yr |
| 2021-02-05 | HK$6.17M | +157.0% 10.0y · 16.0%/yr |
| 2011-02-08 | HK$2.40M | +33.3% |
| 2009-12-30 | HK$1.80M | +11.1% |
| 2009-04-14 | HK$1.62M | +7.3% |
| 2001-05-18 | HK$1.51M | — |