▼ 0.50% · 3.625%
HK$3,578
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,689
−HK$113/mo
Today · 4.125%
HK$3,802
baseline
▲ 0.50% · 4.625%
HK$4,034
+HK$232/mo
Deposit HK$785K · loan HK$785K · min. income ≈ HK$7,604/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,981
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,087
−HK$109/mo
Today · 4.125%
HK$4,196
baseline
▲ 0.50% · 4.625%
HK$4,417
+HK$221/mo
Deposit HK$785K · loan HK$785K · min. income ≈ HK$8,392/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,936
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,058
−HK$125/mo
Today · 4.125%
HK$4,183
baseline
▲ 0.50% · 4.625%
HK$4,437
+HK$254/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$8,366/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,379
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,496
−HK$119/mo
Today · 4.125%
HK$4,615
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$243/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$9,230/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,294
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,427
−HK$136/mo
Today · 4.125%
HK$4,563
baseline
▲ 0.50% · 4.625%
HK$4,841
+HK$278/mo
Deposit HK$628K · loan HK$941K · min. income ≈ HK$9,126/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,777
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$130/mo
Today · 4.125%
HK$5,035
baseline
▲ 0.50% · 4.625%
HK$5,300
+HK$265/mo
Deposit HK$628K · loan HK$941K · min. income ≈ HK$10,070/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$147/mo
Today · 4.125%
HK$4,943
baseline
▲ 0.50% · 4.625%
HK$5,244
+HK$301/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$9,886/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,175
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,314
−HK$140/mo
Today · 4.125%
HK$5,454
baseline
▲ 0.50% · 4.625%
HK$5,742
+HK$288/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$10,908/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,009
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,165
−HK$158/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,647
+HK$324/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,573
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,722
−HK$152/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$310/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,367
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,534
−HK$170/mo
Today · 4.125%
HK$5,704
baseline
▲ 0.50% · 4.625%
HK$6,051
+HK$347/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$11,408/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,971
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,131
−HK$162/mo
Today · 4.125%
HK$6,293
baseline
▲ 0.50% · 4.625%
HK$6,625
+HK$332/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$12,586/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,725
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,903
−HK$181/mo
Today · 4.125%
HK$6,084
baseline
▲ 0.50% · 4.625%
HK$6,454
+HK$370/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$12,168/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,369
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,540
−HK$173/mo
Today · 4.125%
HK$6,713
baseline
▲ 0.50% · 4.625%
HK$7,067
+HK$354/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$13,426/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,083
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,272
−HK$192/mo
Today · 4.125%
HK$6,464
baseline
▲ 0.50% · 4.625%
HK$6,858
+HK$394/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,928/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,767
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,948
−HK$185/mo
Today · 4.125%
HK$7,133
baseline
▲ 0.50% · 4.625%
HK$7,509
+HK$376/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,266/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,441
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,641
−HK$203/mo
Today · 4.125%
HK$6,844
baseline
▲ 0.50% · 4.625%
HK$7,261
+HK$417/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,688/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,165
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,357
−HK$195/mo
Today · 4.125%
HK$7,552
baseline
▲ 0.50% · 4.625%
HK$7,950
+HK$398/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,104/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).