▼ 0.50% · 3.625%
HK$3,614
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,726
−HK$115/mo
Today · 4.125%
HK$3,841
baseline
▲ 0.50% · 4.625%
HK$4,074
+HK$233/mo
Deposit HK$792K · loan HK$792K · min. income ≈ HK$7,682/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,021
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,128
−HK$110/mo
Today · 4.125%
HK$4,238
baseline
▲ 0.50% · 4.625%
HK$4,461
+HK$223/mo
Deposit HK$792K · loan HK$792K · min. income ≈ HK$8,476/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,099
−HK$126/mo
Today · 4.125%
HK$4,225
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$257/mo
Deposit HK$713K · loan HK$872K · min. income ≈ HK$8,450/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,423
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,541
−HK$121/mo
Today · 4.125%
HK$4,662
baseline
▲ 0.50% · 4.625%
HK$4,907
+HK$245/mo
Deposit HK$713K · loan HK$872K · min. income ≈ HK$9,324/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,337
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,472
−HK$137/mo
Today · 4.125%
HK$4,609
baseline
▲ 0.50% · 4.625%
HK$4,889
+HK$280/mo
Deposit HK$634K · loan HK$951K · min. income ≈ HK$9,218/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,825
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,954
−HK$131/mo
Today · 4.125%
HK$5,085
baseline
▲ 0.50% · 4.625%
HK$5,353
+HK$268/mo
Deposit HK$634K · loan HK$951K · min. income ≈ HK$10,170/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,844
−HK$149/mo
Today · 4.125%
HK$4,993
baseline
▲ 0.50% · 4.625%
HK$5,297
+HK$304/mo
Deposit HK$555K · loan HK$1.03M · min. income ≈ HK$9,986/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,227
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,367
−HK$142/mo
Today · 4.125%
HK$5,509
baseline
▲ 0.50% · 4.625%
HK$5,799
+HK$290/mo
Deposit HK$555K · loan HK$1.03M · min. income ≈ HK$11,018/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$160/mo
Today · 4.125%
HK$5,377
baseline
▲ 0.50% · 4.625%
HK$5,704
+HK$327/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$10,754/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,629
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,780
−HK$153/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,246
+HK$313/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,421
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,590
−HK$171/mo
Today · 4.125%
HK$5,761
baseline
▲ 0.50% · 4.625%
HK$6,111
+HK$350/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$11,522/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,031
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,193
−HK$164/mo
Today · 4.125%
HK$6,357
baseline
▲ 0.50% · 4.625%
HK$6,692
+HK$335/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$12,714/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,782
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,962
−HK$183/mo
Today · 4.125%
HK$6,145
baseline
▲ 0.50% · 4.625%
HK$6,519
+HK$374/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$12,290/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,433
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,605
−HK$175/mo
Today · 4.125%
HK$6,780
baseline
▲ 0.50% · 4.625%
HK$7,138
+HK$358/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$13,560/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,144
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,335
−HK$194/mo
Today · 4.125%
HK$6,529
baseline
▲ 0.50% · 4.625%
HK$6,926
+HK$397/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,058/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,835
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,018
−HK$186/mo
Today · 4.125%
HK$7,204
baseline
▲ 0.50% · 4.625%
HK$7,584
+HK$380/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,408/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,505
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,708
−HK$205/mo
Today · 4.125%
HK$6,913
baseline
▲ 0.50% · 4.625%
HK$7,334
+HK$421/mo
Deposit HK$158K · loan HK$1.43M · min. income ≈ HK$13,826/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,237
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,431
−HK$197/mo
Today · 4.125%
HK$7,628
baseline
▲ 0.50% · 4.625%
HK$8,030
+HK$402/mo
Deposit HK$158K · loan HK$1.43M · min. income ≈ HK$15,256/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).