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At today's rate and a 90% mortgage, the deposit on this unit is about HK$442K, with repayments around HK$19,283/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,566/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,312 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Shui Pin Wai Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 19 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- E
- Saleable Area
- 396 Saleable ft²
- Gross Area
- 531 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-01-29 | HK$4.30M | −26.6% 2.7y · −10.0%/yr |
| 2021-04-27 | HK$5.86M | +17.2% 3.1y · 6.0%/yr |
| 2018-04-20 | HK$5.00M | +262.3% 8.8y · 26.0%/yr |
| 2005-09-22 | HK$1.38M | +21.1% |
| 2001-11-16 | HK$1.14M | — |