▼ 0.50% · 3.625%
HK$4,437
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$140/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$287/mo
Deposit HK$973K · loan HK$973K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,936
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$134/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$274/mo
Deposit HK$973K · loan HK$973K · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,880
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$154/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$316/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,429
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$147/mo
Today · 4.125%
HK$5,722
baseline
▲ 0.50% · 4.625%
HK$6,024
+HK$302/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$11,444/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,324
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,489
−HK$169/mo
Today · 4.125%
HK$5,658
baseline
▲ 0.50% · 4.625%
HK$6,002
+HK$344/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$11,316/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,923
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,082
−HK$161/mo
Today · 4.125%
HK$6,243
baseline
▲ 0.50% · 4.625%
HK$6,572
+HK$329/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$12,486/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,767
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,947
−HK$182/mo
Today · 4.125%
HK$6,129
baseline
▲ 0.50% · 4.625%
HK$6,502
+HK$373/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$12,258/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,416
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,588
−HK$175/mo
Today · 4.125%
HK$6,763
baseline
▲ 0.50% · 4.625%
HK$7,119
+HK$356/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$13,526/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,404
−HK$197/mo
Today · 4.125%
HK$6,601
baseline
▲ 0.50% · 4.625%
HK$7,002
+HK$401/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$13,202/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,910
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,095
−HK$188/mo
Today · 4.125%
HK$7,283
baseline
▲ 0.50% · 4.625%
HK$7,667
+HK$384/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$14,566/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,655
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,862
−HK$210/mo
Today · 4.125%
HK$7,072
baseline
▲ 0.50% · 4.625%
HK$7,502
+HK$430/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$14,144/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,403
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,602
−HK$201/mo
Today · 4.125%
HK$7,803
baseline
▲ 0.50% · 4.625%
HK$8,215
+HK$412/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$15,606/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,098
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,319
−HK$225/mo
Today · 4.125%
HK$7,544
baseline
▲ 0.50% · 4.625%
HK$8,003
+HK$459/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$15,088/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,897
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,109
−HK$215/mo
Today · 4.125%
HK$8,324
baseline
▲ 0.50% · 4.625%
HK$8,762
+HK$438/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$16,648/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,542
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,777
−HK$238/mo
Today · 4.125%
HK$8,015
baseline
▲ 0.50% · 4.625%
HK$8,503
+HK$488/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$16,030/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,390
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,616
−HK$228/mo
Today · 4.125%
HK$8,844
baseline
▲ 0.50% · 4.625%
HK$9,310
+HK$466/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$17,688/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,986
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,234
−HK$252/mo
Today · 4.125%
HK$8,486
baseline
▲ 0.50% · 4.625%
HK$9,003
+HK$517/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,972/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,884
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,122
−HK$242/mo
Today · 4.125%
HK$9,364
baseline
▲ 0.50% · 4.625%
HK$9,858
+HK$494/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,728/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).