▼ 0.50% · 3.625%
HK$3,920
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,042
−HK$124/mo
Today · 4.125%
HK$4,166
baseline
▲ 0.50% · 4.625%
HK$4,419
+HK$253/mo
Deposit HK$860K · loan HK$860K · min. income ≈ HK$8,332/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,361
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,478
−HK$118/mo
Today · 4.125%
HK$4,596
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$243/mo
Deposit HK$860K · loan HK$860K · min. income ≈ HK$9,192/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,312
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,446
−HK$136/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,861
+HK$279/mo
Deposit HK$774K · loan HK$945K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,797
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$131/mo
Today · 4.125%
HK$5,056
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$266/mo
Deposit HK$774K · loan HK$945K · min. income ≈ HK$10,112/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,704
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,850
−HK$149/mo
Today · 4.125%
HK$4,999
baseline
▲ 0.50% · 4.625%
HK$5,303
+HK$304/mo
Deposit HK$688K · loan HK$1.03M · min. income ≈ HK$9,998/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,233
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,373
−HK$143/mo
Today · 4.125%
HK$5,516
baseline
▲ 0.50% · 4.625%
HK$5,806
+HK$290/mo
Deposit HK$688K · loan HK$1.03M · min. income ≈ HK$11,032/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,096
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,254
−HK$161/mo
Today · 4.125%
HK$5,415
baseline
▲ 0.50% · 4.625%
HK$5,745
+HK$330/mo
Deposit HK$602K · loan HK$1.12M · min. income ≈ HK$10,830/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,669
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,821
−HK$154/mo
Today · 4.125%
HK$5,975
baseline
▲ 0.50% · 4.625%
HK$6,290
+HK$315/mo
Deposit HK$602K · loan HK$1.12M · min. income ≈ HK$11,950/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,488
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,658
−HK$174/mo
Today · 4.125%
HK$5,832
baseline
▲ 0.50% · 4.625%
HK$6,187
+HK$355/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$11,664/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,105
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,269
−HK$166/mo
Today · 4.125%
HK$6,435
baseline
▲ 0.50% · 4.625%
HK$6,774
+HK$339/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$12,870/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,880
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,063
−HK$185/mo
Today · 4.125%
HK$6,248
baseline
▲ 0.50% · 4.625%
HK$6,629
+HK$381/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$12,496/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,541
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,716
−HK$178/mo
Today · 4.125%
HK$6,894
baseline
▲ 0.50% · 4.625%
HK$7,258
+HK$364/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$13,788/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,272
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,467
−HK$198/mo
Today · 4.125%
HK$6,665
baseline
▲ 0.50% · 4.625%
HK$7,070
+HK$405/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$13,330/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,977
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,164
−HK$190/mo
Today · 4.125%
HK$7,354
baseline
▲ 0.50% · 4.625%
HK$7,742
+HK$388/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$14,708/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,664
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,871
−HK$210/mo
Today · 4.125%
HK$7,081
baseline
▲ 0.50% · 4.625%
HK$7,512
+HK$431/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,162/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,413
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,612
−HK$202/mo
Today · 4.125%
HK$7,814
baseline
▲ 0.50% · 4.625%
HK$8,226
+HK$412/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,628/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,056
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,275
−HK$223/mo
Today · 4.125%
HK$7,498
baseline
▲ 0.50% · 4.625%
HK$7,954
+HK$456/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$14,996/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,849
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,060
−HK$213/mo
Today · 4.125%
HK$8,273
baseline
▲ 0.50% · 4.625%
HK$8,709
+HK$436/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,546/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).