▼ 0.50% · 3.625%
HK$21,553
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,223
−HK$681/mo
Today · 4.125%
HK$22,904
baseline
▲ 0.50% · 4.625%
HK$24,298
+HK$1,394/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,808/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,977
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,620
−HK$652/mo
Today · 4.125%
HK$25,272
baseline
▲ 0.50% · 4.625%
HK$26,605
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,544/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,708
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,445
−HK$750/mo
Today · 4.125%
HK$25,195
baseline
▲ 0.50% · 4.625%
HK$26,728
+HK$1,533/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,390/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,375
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,082
−HK$718/mo
Today · 4.125%
HK$27,800
baseline
▲ 0.50% · 4.625%
HK$29,265
+HK$1,465/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,600/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,863
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,668
−HK$817/mo
Today · 4.125%
HK$27,485
baseline
▲ 0.50% · 4.625%
HK$29,157
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,970/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,772
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,544
−HK$783/mo
Today · 4.125%
HK$30,327
baseline
▲ 0.50% · 4.625%
HK$31,925
+HK$1,598/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,654/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,018
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,890
−HK$885/mo
Today · 4.125%
HK$29,775
baseline
▲ 0.50% · 4.625%
HK$31,587
+HK$1,812/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,550/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,170
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,006
−HK$848/mo
Today · 4.125%
HK$32,854
baseline
▲ 0.50% · 4.625%
HK$34,586
+HK$1,732/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,708/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,174
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,112
−HK$954/mo
Today · 4.125%
HK$32,066
baseline
▲ 0.50% · 4.625%
HK$34,017
+HK$1,951/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,132/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,568
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,468
−HK$913/mo
Today · 4.125%
HK$35,381
baseline
▲ 0.50% · 4.625%
HK$37,246
+HK$1,865/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,762/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,329
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,334
−HK$1,022/mo
Today · 4.125%
HK$34,356
baseline
▲ 0.50% · 4.625%
HK$36,447
+HK$2,091/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,712/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,966
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,930
−HK$979/mo
Today · 4.125%
HK$37,909
baseline
▲ 0.50% · 4.625%
HK$39,907
+HK$1,998/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,818/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,484
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,557
−HK$1,090/mo
Today · 4.125%
HK$36,647
baseline
▲ 0.50% · 4.625%
HK$38,876
+HK$2,229/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,294/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,363
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,392
−HK$1,044/mo
Today · 4.125%
HK$40,436
baseline
▲ 0.50% · 4.625%
HK$42,567
+HK$2,131/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,872/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,639
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,779
−HK$1,158/mo
Today · 4.125%
HK$38,937
baseline
▲ 0.50% · 4.625%
HK$41,306
+HK$2,369/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,874/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,761
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,854
−HK$1,109/mo
Today · 4.125%
HK$42,963
baseline
▲ 0.50% · 4.625%
HK$45,228
+HK$2,265/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,926/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,795
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$40,001
−HK$1,226/mo
Today · 4.125%
HK$41,227
baseline
▲ 0.50% · 4.625%
HK$43,736
+HK$2,509/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$82,454/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,159
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,316
−HK$1,174/mo
Today · 4.125%
HK$45,490
baseline
▲ 0.50% · 4.625%
HK$47,888
+HK$2,398/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$90,980/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,182 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).