▼ 0.50% · 3.625%
HK$20,725
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,369
−HK$655/mo
Today · 4.125%
HK$22,024
baseline
▲ 0.50% · 4.625%
HK$23,364
+HK$1,340/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,048/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,056
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,674
−HK$628/mo
Today · 4.125%
HK$24,302
baseline
▲ 0.50% · 4.625%
HK$25,583
+HK$1,281/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,604/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,797
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,506
−HK$721/mo
Today · 4.125%
HK$24,227
baseline
▲ 0.50% · 4.625%
HK$25,701
+HK$1,474/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,454/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,362
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,042
−HK$690/mo
Today · 4.125%
HK$26,732
baseline
▲ 0.50% · 4.625%
HK$28,141
+HK$1,409/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,464/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,870
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,643
−HK$786/mo
Today · 4.125%
HK$26,429
baseline
▲ 0.50% · 4.625%
HK$28,037
+HK$1,608/mo
Deposit HK$3.64M · loan HK$5.45M · min. income ≈ HK$52,858/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,667
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,409
−HK$753/mo
Today · 4.125%
HK$29,162
baseline
▲ 0.50% · 4.625%
HK$30,699
+HK$1,537/mo
Deposit HK$3.64M · loan HK$5.45M · min. income ≈ HK$58,324/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,942
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,780
−HK$852/mo
Today · 4.125%
HK$28,632
baseline
▲ 0.50% · 4.625%
HK$30,374
+HK$1,742/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,264/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,973
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,777
−HK$815/mo
Today · 4.125%
HK$31,592
baseline
▲ 0.50% · 4.625%
HK$33,257
+HK$1,665/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,184/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,014
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,917
−HK$917/mo
Today · 4.125%
HK$30,834
baseline
▲ 0.50% · 4.625%
HK$32,710
+HK$1,876/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,668/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,278
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,144
−HK$878/mo
Today · 4.125%
HK$34,022
baseline
▲ 0.50% · 4.625%
HK$35,816
+HK$1,794/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,044/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,087
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,054
−HK$982/mo
Today · 4.125%
HK$33,036
baseline
▲ 0.50% · 4.625%
HK$35,047
+HK$2,011/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,072/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,584
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,511
−HK$941/mo
Today · 4.125%
HK$36,452
baseline
▲ 0.50% · 4.625%
HK$38,374
+HK$1,922/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,904/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,159
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,191
−HK$1,048/mo
Today · 4.125%
HK$35,239
baseline
▲ 0.50% · 4.625%
HK$37,383
+HK$2,144/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,478/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,890
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,879
−HK$1,004/mo
Today · 4.125%
HK$38,883
baseline
▲ 0.50% · 4.625%
HK$40,932
+HK$2,049/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,766/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,232
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,328
−HK$1,113/mo
Today · 4.125%
HK$37,441
baseline
▲ 0.50% · 4.625%
HK$39,719
+HK$2,278/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,882/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,195
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,246
−HK$1,067/mo
Today · 4.125%
HK$41,313
baseline
▲ 0.50% · 4.625%
HK$43,490
+HK$2,177/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,626/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,304
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,465
−HK$1,179/mo
Today · 4.125%
HK$39,644
baseline
▲ 0.50% · 4.625%
HK$42,056
+HK$2,412/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,288/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,501
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,614
−HK$1,129/mo
Today · 4.125%
HK$43,743
baseline
▲ 0.50% · 4.625%
HK$46,049
+HK$2,306/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,486/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,873 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).