▼ 0.50% · 3.625%
HK$22,120
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,808
−HK$699/mo
Today · 4.125%
HK$23,507
baseline
▲ 0.50% · 4.625%
HK$24,937
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,014/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,608
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,268
−HK$670/mo
Today · 4.125%
HK$25,938
baseline
▲ 0.50% · 4.625%
HK$27,305
+HK$1,367/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,876/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,332
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,089
−HK$769/mo
Today · 4.125%
HK$25,858
baseline
▲ 0.50% · 4.625%
HK$27,431
+HK$1,573/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,716/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,069
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,795
−HK$736/mo
Today · 4.125%
HK$28,531
baseline
▲ 0.50% · 4.625%
HK$30,035
+HK$1,504/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,062/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,544
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,369
−HK$839/mo
Today · 4.125%
HK$28,208
baseline
▲ 0.50% · 4.625%
HK$29,925
+HK$1,717/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,416/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,530
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,322
−HK$803/mo
Today · 4.125%
HK$31,125
baseline
▲ 0.50% · 4.625%
HK$32,766
+HK$1,641/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,250/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,756
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,650
−HK$909/mo
Today · 4.125%
HK$30,559
baseline
▲ 0.50% · 4.625%
HK$32,418
+HK$1,859/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,118/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,990
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,848
−HK$871/mo
Today · 4.125%
HK$33,719
baseline
▲ 0.50% · 4.625%
HK$35,496
+HK$1,777/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,438/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,968
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,931
−HK$979/mo
Today · 4.125%
HK$32,910
baseline
▲ 0.50% · 4.625%
HK$34,912
+HK$2,002/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,820/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,451
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,375
−HK$938/mo
Today · 4.125%
HK$36,313
baseline
▲ 0.50% · 4.625%
HK$38,227
+HK$1,914/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,626/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,180
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,212
−HK$1,048/mo
Today · 4.125%
HK$35,260
baseline
▲ 0.50% · 4.625%
HK$37,406
+HK$2,146/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,520/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,912
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,902
−HK$1,004/mo
Today · 4.125%
HK$38,906
baseline
▲ 0.50% · 4.625%
HK$40,957
+HK$2,051/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,812/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,392
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,493
−HK$1,118/mo
Today · 4.125%
HK$37,611
baseline
▲ 0.50% · 4.625%
HK$39,900
+HK$2,289/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,222/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,373
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,429
−HK$1,071/mo
Today · 4.125%
HK$41,500
baseline
▲ 0.50% · 4.625%
HK$43,688
+HK$2,188/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$83,000/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,604
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,773
−HK$1,189/mo
Today · 4.125%
HK$39,962
baseline
▲ 0.50% · 4.625%
HK$42,393
+HK$2,431/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,924/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,834
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,956
−HK$1,138/mo
Today · 4.125%
HK$44,094
baseline
▲ 0.50% · 4.625%
HK$46,418
+HK$2,324/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,188/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,816
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,054
−HK$1,258/mo
Today · 4.125%
HK$42,312
baseline
▲ 0.50% · 4.625%
HK$44,887
+HK$2,575/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,624/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,294
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,482
−HK$1,206/mo
Today · 4.125%
HK$46,688
baseline
▲ 0.50% · 4.625%
HK$49,149
+HK$2,461/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,376/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,058 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).