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At today's rate and a 90% mortgage, the deposit on this unit is about HK$734K, with repayments around HK$32,026/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$64,052/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,267 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 24 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- B
- Saleable Area
- 475 Saleable ft²
- Gross Area
- 615 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-25 | HK$6.45M | −18.1% 1.1y · −16.0%/yr |
| 2023-05-03 | HK$7.88M | +11.3% 5.3y · 2.0%/yr |
| 2018-01-22 | HK$7.08M | +133.7% 6.7y · 14.0%/yr |
| 2010-03-15 | HK$3.03M | — |