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Crescira AVM · estimated value Medium confidence
HK$4.67M
≈ HK$11,570 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$467K, with repayments around HK$20,388/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,185
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,782
−HK$606/mo
Today · 4.125%
HK$20,388
baseline
▲ 0.50% · 4.625%
HK$21,629
+HK$1,241/mo

Deposit HK$467K · loan HK$4.21M · min. income ≈ HK$40,776/mo (50% DSR)

Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$84,916 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kam Sheung Road Station
≈ 26 min walk · 2,025 m
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
10/F
Flat
B
Saleable Area
404 Saleable ft²
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2025-11-17 HK$4.28M −24.4%
7.2y · −3.0%/yr
2018-08-24 HK$5.66M
Data sourced from Renavon.com