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Crescira AVM · estimated value Medium confidence
HK$4.76M
≈ HK$11,744 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$476K, with repayments around HK$20,746/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,522
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,129
−HK$617/mo
Today · 4.125%
HK$20,746
baseline
▲ 0.50% · 4.625%
HK$22,008
+HK$1,262/mo

Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$41,492/mo (50% DSR)

Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,119 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kam Sheung Road Station
≈ 26 min walk · 2,025 m
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
A
Saleable Area
405 Saleable ft²
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2023-03-31 HK$5.26M −13.8%
4.6y · −3.0%/yr
2018-09-03 HK$6.10M +0.0%
2018-08-31 HK$6.10M
Data sourced from Renavon.com