▼ 0.50% · 3.625%
HK$18,844
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,431
−HK$595/mo
Today · 4.125%
HK$20,026
baseline
▲ 0.50% · 4.625%
HK$21,245
+HK$1,219/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,052/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,964
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,526
−HK$571/mo
Today · 4.125%
HK$22,097
baseline
▲ 0.50% · 4.625%
HK$23,262
+HK$1,165/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,194/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,729
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,374
−HK$655/mo
Today · 4.125%
HK$22,029
baseline
▲ 0.50% · 4.625%
HK$23,369
+HK$1,340/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,058/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,061
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,679
−HK$627/mo
Today · 4.125%
HK$24,306
baseline
▲ 0.50% · 4.625%
HK$25,588
+HK$1,282/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,612/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,613
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,317
−HK$714/mo
Today · 4.125%
HK$24,031
baseline
▲ 0.50% · 4.625%
HK$25,494
+HK$1,463/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,062/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,157
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,832
−HK$684/mo
Today · 4.125%
HK$26,516
baseline
▲ 0.50% · 4.625%
HK$27,914
+HK$1,398/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,032/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,498
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,260
−HK$774/mo
Today · 4.125%
HK$26,034
baseline
▲ 0.50% · 4.625%
HK$27,618
+HK$1,584/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,068/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,253
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,984
−HK$742/mo
Today · 4.125%
HK$28,726
baseline
▲ 0.50% · 4.625%
HK$30,240
+HK$1,514/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,452/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,382
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,203
−HK$833/mo
Today · 4.125%
HK$28,036
baseline
▲ 0.50% · 4.625%
HK$29,742
+HK$1,706/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,072/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,350
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,137
−HK$798/mo
Today · 4.125%
HK$30,935
baseline
▲ 0.50% · 4.625%
HK$32,566
+HK$1,631/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,870/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,267
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,146
−HK$893/mo
Today · 4.125%
HK$30,039
baseline
▲ 0.50% · 4.625%
HK$31,867
+HK$1,828/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,078/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,446
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,290
−HK$855/mo
Today · 4.125%
HK$33,145
baseline
▲ 0.50% · 4.625%
HK$34,892
+HK$1,747/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,290/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,151
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,089
−HK$953/mo
Today · 4.125%
HK$32,042
baseline
▲ 0.50% · 4.625%
HK$33,991
+HK$1,949/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,084/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,543
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,442
−HK$913/mo
Today · 4.125%
HK$35,355
baseline
▲ 0.50% · 4.625%
HK$37,218
+HK$1,863/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,710/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,035
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,032
−HK$1,012/mo
Today · 4.125%
HK$34,044
baseline
▲ 0.50% · 4.625%
HK$36,116
+HK$2,072/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,088/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,639
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,595
−HK$970/mo
Today · 4.125%
HK$37,565
baseline
▲ 0.50% · 4.625%
HK$39,545
+HK$1,980/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,130/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,920
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,975
−HK$1,072/mo
Today · 4.125%
HK$36,047
baseline
▲ 0.50% · 4.625%
HK$38,240
+HK$2,193/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$72,094/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,735
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,747
−HK$1,027/mo
Today · 4.125%
HK$39,774
baseline
▲ 0.50% · 4.625%
HK$41,871
+HK$2,097/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$79,548/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,924 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).